Lancaster County property record for 406 N Elm St, Lititz, PA 17543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,362 sqft · built 1978 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jul 2018) |
| Tax Bill | $3,607 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-80579-0-0000 |
| Primary APN | 370-80579-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 562 sqft |
| Game Room | Game Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 N ELM ST |
|---|---|
| City | LITITZ |
| State | PA |
| Zip | 17543-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 406 N ELM ST |
| Legal Subdivision | FAIR MEADOWS SEC 01 |
| Legal Lot Number | 12 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | LITITZ |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12001 |
406 N Elm St is owned and occupied by two individuals who bought it in July 2018.
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 N ELM ST, LITITZ, PA 17543-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 13, 2018 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on File |
| Deed Sale | Jul 13, 2018 · Amount on File |
| Prior Sale | Aug 7, 2009 · Amount on File |
| Deed Document Number | 20186407372 |
| Prior Transfer Date | Jul 30, 2009 |
| Prior Transfer Doc | 0005803394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 406 N ELM ST, LITITZ, PA 17543-1310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0006541975 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 6541975 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 406 N ELM ST, LITITZ, PA 17543-1310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006476232 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 6476232 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Jul 13, 2018 |
| Property Address | 406 N ELM ST, LITITZ, PA 17543-1310 |
| Document Number | 0006407372 |
| Map Reference | MB J-105 PG 29 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 6407372 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | REGAL ABSTRACT LANCASTER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 215 E HIGH ST, MANHEIM, PA 17545-1515 |
| Document Number | 0006407373 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 6407373 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 406 N Elm St was $3,607 with a homeowner's exemption, up 0.6% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Lititz Borough |
| Unified School District | Warwick School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,600 Land $58,000 Building $100,600 | $158,600 Land $58,000 Building $100,600 | |
| 2025 | $3,607.00 (+0.56%) | ||
| 2024 | $3,587.00 | $158,600 Land $58,000 Building $100,600 | |
| 2018 | $158,600 Land $58,000 Building $100,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 N Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1978–2011) |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 N Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITITZ BORO serves 9,397 people · EPA ID PA7360126 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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