401 N Elm St, Lititz, PA 17543 Property Records

Lancaster County property record for 401 N Elm St, Lititz, PA 17543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,582 sqft · built 1978
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Apr 2006)
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`370-91328-0-0000`

Property Details

APN / Parcel Number

Primary APN	`370-91328-0-0000`
Alternative APN	`3708K2 7 1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	2,293 sqft
1st Floor Area	1,048 sqft
Basement Area	984 sqft
Finished Basement	528 sqft
Unfinished Basement	456 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	243 sqft
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 N ELM ST
City	LITITZ
State	PA
Zip	17543-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	401 N ELM ST
Legal Subdivision	FAIR MEADOWS SEC 01
Legal Lot Number	1
Jurisdiction	LANCASTER PA
Township / Civil Division	LITITZ
Census Block Group	1
Census Block	1003
Census Tract	12001

Owner

401 N Elm St is owned and occupied by two individuals who bought it in April 2006.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 N ELM ST, LITITZ, PA 17543-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2006 · Amount on File
Deed Sale	Apr 6, 2006 · Amount on File
Deed Document Number	20065511414
Prior Transfer Date	Mar 15, 2006
Prior Transfer Doc	0005511414
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	401 N ELM ST, LITITZ, PA 17543-1309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N ELM ST, LITITZ, PA 17543-1309

Mortgage

Document Number	0006551710
Date	Oct 8, 2020
Instrument	6551710

Lender

Name	FULTON BANK NA
Type	Bank
Address	LITITZ, PA 17543

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 401 N Elm St was $3,898 with a homeowner's exemption, up 0.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lititz Borough
Unified School District	Warwick School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,400 Land $62,300 Building $109,100	$171,400 Land $62,300 Building $109,100
2025	$3,898.00 (+0.54%)
2024	$3,877.00	$171,400 Land $62,300 Building $109,100
2018			$171,400 Land $62,300 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 N Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 N Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITITZ BORO serves 9,397 people · EPA ID PA7360126
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20