Ottawa County property record for 406 N Cherry St, Commerce, OK 74339 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,588 sqft · built 1973 |
| Owner | Individual Name on File |
| Last Sale | $45,000 (May 2011) |
| Tax Bill | $606 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20513 |
| Primary APN | 20513 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 1,588 sqft |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 196 sqft |
| Pool House | 150 sqft |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Patio Area | 748 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20513 |
|---|---|
| Street Address | 406 N CHERRY ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S2 LT 5, LTS 6-7, BLK 7 FAIRVIEW-COMMERCE |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | FAIRVIEW-COMMERCE |
| Legal Block | 7 |
| Legal Lot Number | 5-7 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20513
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 N CHERRY ST, COMMERCE, OK 74339-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2011 · Amount on Record |
| Deed Sale | May 19, 2011 · Amount on Record |
| Deed Document Number | 2011-002181 |
| Deed Book / Page | 0929 / 220 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 406 N CHERRY ST, COMMERCE, OK 74339-1529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 001164/109 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 1164/109 |
| Instrument | I-2022-003266 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $606.00 (+0.83%) Homeowner's exemption | $7,252 (+1.81%) Land $517 Building $6,735 | $63,611 (-4.7%) Land $4,532 Building $59,079 |
| 2024 | $601.00 (+13.18%) Homeowner's exemption | $7,123 (+3.01%) Land $517 Building $6,606 | $66,747 (-) Land $4,532 Building $62,215 |
| 2023 | $531.00 (+1.92%) Homeowner's exemption | $6,915 (+2.99%) Land $517 Building $6,398 | $66,747 (-) Land $4,532 Building $62,215 |
| 2022 | $521.00 Homeowner's exemption | $6,714 Land $517 Building $6,197 | $66,747 Land $4,532 Building $62,215 |
Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
| The Junction Internet | Fixed Wireless | 100 / 20 |
| Wisper ISP | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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