Ottawa County property record for 320 N Cherry St, Commerce, OK 74339 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,528 sqft · built 1946 |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Oct 2004) |
| Tax Bill | $536 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20543 |
| Primary APN | 20543 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,951 sqft |
| Year Built | Built 1946 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 191 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Lean-To | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 20543 |
|---|---|
| Street Address | 320 N CHERRY ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 1 - 4, BLK 12 FAIRVIEW-COMMERCE |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | FAIRVIEW-COMMERCE |
| Legal Block | 12 |
| Legal Lot Number | 1-4 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20543
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 N CHERRY ST, COMMERCE, OK 74339-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2004 · Amount on Record |
| Deed Sale | Oct 18, 2004 · Amount on Record |
| Deed Document Number | 0000769428 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 320 N CHERRY ST, COMMERCE, OK 74339-1514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-003132 |
|---|---|
| Date | Aug 09, 2017 |
| Book Page | 1054/266 |
| Instrument | 2017-003132 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | Washington, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $536.00 (+0.75%) | $5,532 (+4.99%) Land $612 Building $4,920 | $54,580 (+18.11%) Land $5,365 Building $49,215 |
| 2024 | $532.00 (+12.47%) | $5,269 (-) Land $612 Building $4,657 | $46,212 (-) Land $5,365 Building $40,847 |
| 2023 | $473.00 (-1.66%) | $5,269 (-) Land $612 Building $4,657 | $46,212 (-) Land $5,365 Building $40,847 |
| 2022 | $481.00 | $5,269 Land $612 Building $4,657 | $46,212 Land $5,365 Building $40,847 |
Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
| The Junction Internet | Fixed Wireless | 100 / 20 |
| Wisper ISP | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures