406 N B St, Duncan, OK 73533 Property Records

Stephens County property record for 406 N B St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1955
Lot Size	0.138 acres (5,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2024)
Tax Bill	$549 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18956`

Property Details

APN / Parcel Number

Primary APN	`18956`
Alternative APN	`1330-00-003-008-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,999 sqft (0.138 acres)
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	18956
Street Address	406 N B ST
City	DUNCAN
State	OK
Zip	73533-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 3 LOT 8 LANG ADD (406 N B)
Legal Range	07W
Legal Township	01S
Legal Section	04
Legal Subdivision	LANG
Legal Block	3
Legal Lot Number	8
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3062
Census Tract	400

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 N B ST, DUNCAN, OK 73533-6302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Sep 1, 2023	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Oct 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANCFIRST
Jan 24, 2019	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Nov 16, 2018	Warranty Deed, Transfer · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	2024696
Deed Book / Page	6456 / 60
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	005607/105
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 26, 2024
Property Address	406 N B ST, DUNCAN, OK 73533-6302
Document Number	0006456/60
Book / Page	6456 / 60
Instrument Date	Jan 25, 2024
Instrument	I-2024-000696
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2024000697
Date	Jan 26, 2024
Instrument	I-2024-000697

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Mar 1, 2044

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 1, 2023
Property Address	406 N B ST, DUNCAN, OK 73533-6302
Document Number	006387/218
Book / Page	6387 / 218
Instrument Date	Sep 1, 2023
Instrument	I-2023-008324
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N B ST, DUNCAN, OK 73533-6302

Mortgage

Document Number	I2023008325
Date	Sep 1, 2023
Instrument	I-2023-008325

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 7, 2022
Property Address	406 N B ST, DUNCAN, OK 73533-6302
Document Number	0006240/33
Book / Page	6240 / 33
Instrument Date	Oct 6, 2022
Instrument	I-2022-010348
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176977 HUMMINGBIRD LN, DUNCAN, OK 73533-9741

Mortgage

Document Number	I2022010349
Date	Oct 7, 2022
Instrument	I-2022-010349

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2023

January 2019: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 24, 2019
Property Address	406 N B ST, DUNCAN, OK 73533-6302
Document Number	005607/105
Book / Page	5607 / 105
Instrument Date	Jan 23, 2019
Instrument	2019-000718
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Nov 16, 2018
Property Address	406 N B ST, DUNCAN, OK 73533-6302
Document Number	005575/192
Book / Page	5575 / 192
Instrument Date	Nov 15, 2018
Instrument	2018-012072
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 N 10TH ST, DUNCAN, OK 73533-4421

Mortgage

Document Number	2018012073
Date	Nov 16, 2018
Instrument	2018-012073

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2033

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,685 (+2.69%) Land $297 Building $6,388	$60,770 (+2.69%) Land $2,700 Building $58,070
2025	$549.00	$6,510 (-7.42%) Land $297 Building $6,213	$59,179 (-7.43%) Land $2,700 Building $56,479
2024	$549.00 (+101.84%)	$7,032 (+120.99%) Land $297 Building $6,735	$63,929 (+121%) Land $2,700 Building $61,229
2023	$272.00 (+126.67%)	$3,182 (+124.56%) Land $297 Building $2,885	$28,927 (+124.62%) Land $2,700 Building $26,227
2022	$120.00	$1,417 Land $297 Building $1,120	$12,878 Land $2,700 Building $10,178

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1978–2007)
Claims Outside the SFHA	12 of 22
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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