406 Mountain Dr, Monroe, GA 30655 Property Records

Walton County property record for 406 Mountain Dr, Monroe, GA 30655

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,480 sqft · built 2018
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$484,462 (Sep 2021)
Tax Bill$2,149 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNN103D-004

Property Details

APN / Parcel Number

Primary APNN103D-004
Alternative APN
  • 40070

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,480 sqft Heated Area
1st Floor Area2,157 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage Area440 sqft
PorchSlab
Porch Area421 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number40070
Street Address406 MOUNTAIN DR
CityMONROE
StateGA
Zip30655-6317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 RND/GS
Legal Description#4 GRAND HAVEN @ ALCOVY MTN .22AC
Legal SubdivisionGRAND HAVEN AT ALCOVY MTN
Legal Phase1
Legal Lot Number4
JurisdictionWALTON GA
Township / Civil DivisionMONROE
Census Block Group2
Census Block2040
Census Tract110701

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 MOUNTAIN DR, MONROE, GA 30655-6317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
TF FUNDING
Sep 14, 2021Warranty Deed, Subdivision Related Transfer
Mar 26, 2020Loan Modification, Mortgage
OCONEE ST BK
Jul 25, 2018Deed of Trust, Construction Loan · Line of Credit
OCONEE ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Deed Document Number20215049
Deed Book / Page4985 / 18
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON GA
Property Address406 MOUNTAIN DR, MONROE, GA 30655-6317
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 MOUNTAIN DR, MONROE, GA 30655-6317

Mortgage

Document Number0049850000000020
DateOct 7, 2021
Book Page0000004985/0000000020
Instrument2021018712
Lender
NameTF FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2022

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON GA
Recording DateSep 14, 2021
Property Address406 MOUNTAIN DR, MONROE, GA 30655-6317
Document Number0049850018
Book / Page4985 / 18
Instrument DateSep 14, 2021
Instrument2021-005049
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 4, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 MOUNTAIN DR, MONROE, GA 30655-6317

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON GA
Property Address406 MOUNTAIN DR, MONROE, GA 30655-6317
Document Number0045640399
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedMay 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2655 LOGANVILLE GA 300521963, LOGANVILLE, GA 30052-1963

Mortgage

Document Number0045640399
DateApr 1, 2020
Book Page004564/000399
Instrument4195
Lender
NameOCONEE ST BK
TypeBank
AddressWATKINSVILLE, GA 30677
Agreement
Term36 Months
DueMar 31, 2023

July 2018: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionWALTON GA
Recording DateJul 25, 2018
Property Address406 MOUNTAIN DR, MONROE, GA 30655-6317
Document Number0042590025
Book / Page004259 / 000025
Instrument DateJul 20, 2018
Transaction TypeConstruction Loan
Record UpdatedMay 6, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2655 LOGANVILLE GA 300521963, LOGANVILLE, GA 30052-1963
InvestorPossibly a Property Investor

Mortgage

Document Number42590025
DateJul 25, 2018
Book Page004259/000025
Lender
NameOCONEE ST BK
TypeBank
AddressWATKINSVILLE, GA 30677
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 24, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,149.00 (+18.93%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$216,600 (+14.41%) Land $38,000 Building $178,600$541,500 (+14.41%) Land $95,000 Building $446,500
2023$1,807.00 (-68.63%) Senior Citizen's exemption Additional exemption filed$189,320 (+9.89%) Land $24,800 Building $164,520$473,300 (+9.89%) Land $62,000 Building $411,300
2022$5,761.00 Senior Citizen's exemption Additional exemption filed$172,280 Land $24,800 Building $147,480$430,700 Land $62,000 Building $368,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Windstream
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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