Walton County property record for 405 Mountain Dr, Monroe, GA 30655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,959 sqft · built 2018 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $293,875 (Jul 2020) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Mar 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N103D-010 |
| Primary APN | N103D-010 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,959 sqft Heated Area |
| 1st Floor Area | 1,704 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 40076 |
|---|---|
| Street Address | 405 MOUNTAIN DR |
| City | MONROE |
| State | GA |
| Zip | 30655-6317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 RND/GS |
| Legal Description | #10 GRAND HAVEN @ ALCOVY MTN .24AC |
| Legal Subdivision | GRAND HAVEN AT ALCOVY MTN |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON GA |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 110701 |
Source: Walton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 MOUNTAIN DR, MONROE, GA 30655-6317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Mar 26, 2020 | Loan Modification, Mortgage OCONEE ST BK |
| Jul 25, 2018 | Deed of Trust, Construction Loan · Line of Credit OCONEE ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 0004636169 |
| Deed Book / Page | 4636 / 169 |
| Last Transfer Date | Jul 23, 2020 |
| Transfer Doc | 0046360169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Jul 23, 2020 |
| Property Address | 405 MOUNTAIN DR, MONROE, GA 30655-6317 |
| Document Number | 0046360169 |
| Book / Page | 004636 / 000169 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 9934 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 MOUNTAIN DR MONROE GA 306556317, MONROE, GA 30655-6317 |
| Document Number | 46360171 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 004636/000171 |
| Instrument | 9935 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 405 MOUNTAIN DR, MONROE, GA 30655-6317 |
| Document Number | 0045640397 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2655 LOGANVILLE GA 300521963, LOGANVILLE, GA 30052-1963 |
| Document Number | 0045640397 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 004564/000397 |
| Instrument | 4194 |
| Name | OCONEE ST BK |
|---|---|
| Type | Bank |
| Address | WATKINSVILLE, GA 30677 |
| Term | 36 Months |
|---|---|
| Due | Mar 31, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Jul 25, 2018 |
| Property Address | 405 MOUNTAIN DR, MONROE, GA 30655-6317 |
| Document Number | 0042590009 |
| Book / Page | 004259 / 000009 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | May 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2655 LOGANVILLE GA 300521963, LOGANVILLE, GA 30052-1963 |
| Investor | Possibly a Property Investor |
| Document Number | 42590009 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 004259/000009 |
| Name | OCONEE ST BK |
|---|---|
| Type | Bank |
| Address | WATKINSVILLE, GA 30677 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 24, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,763.00 (-59.41%) Senior Citizen's exemption Additional exemption filed | $184,600 (+15.43%) Land $38,000 Building $146,600 | $461,500 (+15.43%) Land $95,000 Building $366,500 |
| 2023 | $4,343.00 (-11.04%) Homeowner's exemption | $159,920 (+9.53%) Land $24,800 Building $135,120 | $399,800 (+9.53%) Land $62,000 Building $337,800 |
| 2022 | $4,882.00 Homeowner's exemption | $146,000 Land $24,800 Building $121,200 | $365,000 Land $62,000 Building $303,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Windstream Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures