406 Morningside Dr, Waverly, OH 45690 Property Records

Pike County property record for 406 Morningside Dr, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,520 sqft · built 1953
Lot Size	0.134 acres (5,828 sqft)
Owner	Individual Name on File
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Feb 2015 Mortgage Jul 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-157500.0000`

Property Details

APN / Parcel Number

Primary APN	`18-157500.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,120 sqft
Attic	Attic
Attic Area	788 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Brick
Roof Material	Shingle
Lot Area	5,828 sqft (0.134 acres)
Lot Dimensions	110 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 MORNINGSIDE DR
City	WAVERLY
State	OH
Zip	45690-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 193 WAVERLY EST. 118-496
Legal Lot Number	193
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	1
Census Block	1016
Census Tract	952400

Owner

406 Morningside Dr is owned and occupied by an individual.

Source: Pike County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	406 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2015	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 23, 2015	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND CU
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND CU INC
Aug 2, 2005	Deed of Trust, Mortgage · Conventional Mortgage HOME 123 CORP
Apr 5, 2005	Deed of Trust, Mortgage · Conventional Mortgage THE OHIO VALLEY BANK CO
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	406 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00314/1892
Date	Feb 2, 2015
Book Page	314/1892
Instrument	201500000264

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2025

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	406 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	HALLMARK TITLE, HALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00318/0778
Date	Jul 23, 2015
Book Page	318/0778
Instrument	201500001833

Lender

Name	HOMELAND CU
Address	CHILLICOTHE, OH 45601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2025

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	406 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00337/1053
Date	Nov 29, 2017
Book Page	337/1053
Instrument	201700003253

Lender

Name	HOMELAND CU INC
Type	Credit Union
Address	CHILLICOTHE, OH 45601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 11, 2027

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	406 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	CHELSEA TITLE, CHELSEA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00231/1831
Date	Aug 2, 2005
Book Page	231/1831
Instrument	2005_00003076

Lender

Name	HOME 123 CORP
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2025
Prepayment Penalty	00 Months

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	406 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00227/1578
Date	Apr 5, 2005
Book Page	227/1578
Instrument	2005_00001336

Lender

Name	THE OHIO VALLEY BANK CO
Address	GALLIPOLIS, OH 45631

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 9, 2025

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	406 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Transaction Type	Mortgage
Record Updated	Dec 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700003253
Date	Nov 29, 2017
Book Page	337/1053
Instrument	201700003253

Lender

Name	HOMELAND CU INC
Type	Credit Union
Address	CHILLICOTHE, OH 45601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 11, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 406 Morningside Dr was $1,175 with exemptions applied, up 2.8% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Municipality	Waverly Village
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+2.8%)	$42,080 (-) Land $7,350 Building $34,730
2024	$1,143.00 (-1.89%) Homeowner's exemption Senior Citizen's exemption	$42,080 (-) Land $7,350 Building $34,730
2023	$1,165.00 (+50.32%) Homeowner's exemption Senior Citizen's exemption	$42,080 (+51.59%) Land $7,350 Building $34,730	$120,230 Land $20,990 Building $99,240
2022	$775.00 Homeowner's exemption Senior Citizen's exemption	$27,760 Land $5,670 Building $22,090
2020			$79,300 Land $16,200 Building $63,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Morningside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY CITY PWS serves 4,433 people · EPA ID OH6600912
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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