402 Morningside Dr, Waverly, OH 45690 Property Records

Pike County property record for 402 Morningside Dr, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1953
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Aug 2006)
Tax Bill	$968 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-043200.0000`

Property Details

APN / Parcel Number

Primary APN	`18-043200.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	800 sqft
Attic	Attic
Attic Area	788 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 MORNINGSIDE DR
City	WAVERLY
State	OH
Zip	45690-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 191 WAV. EST. 243/1585
Legal Subdivision	WAVERLY ESTATES NO 1-B
Legal Lot Number	191
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	1
Census Block	1016
Census Tract	952400

Owner

402 Morningside Dr is owned and occupied by an individual who bought it in August 2006.

Source: Pike County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	402 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 3, 2006	Warranty Deed, Transfer · Conventional Mortgage NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2006 · Amount on File
Deed Sale	Aug 3, 2006 · Amount on File
Deed Document Number	2006_00003045
Deed Book / Page	243 / 1584
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	402 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000365/148
Date	Dec 28, 2020
Book Page	365/148
Instrument	202000003690

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	402 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MORNINGSIDE DR, WAVERLY, OH 45690-1549

Mortgage

Document Number	00383/1031
Date	Sep 22, 2022
Book Page	383/1031
Instrument	202200002837

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 1, 2025

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE OH
Recording Date	Aug 3, 2006
Property Address	402 MORNINGSIDE DR, WAVERLY, OH 45690-1549
Document Number	00243/1584
Book / Page	243 / 1584
Map Reference	MB2 PG219
Instrument Date	Jul 26, 2006
Instrument	2006_00003045
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MORNINGSIDE DR, WAVERLY, OH 45690-1549

Mortgage

Document Number	200600003046
Date	Aug 3, 2006
Instrument	2006_00003046

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 402 Morningside Dr was $968 with a homeowner's exemption, up 4% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Municipality	Waverly Village
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00 (+3.97%)	$26,310 (-) Land $6,930 Building $19,380
2024	$931.00 (+0.11%) Homeowner's exemption	$26,310 (-) Land $6,930 Building $19,380
2023	$930.00 (+15.67%) Homeowner's exemption	$26,310 (+33.15%) Land $6,930 Building $19,380	$75,180 Land $19,800 Building $55,380
2022	$804.00 Homeowner's exemption	$19,760 Land $5,350 Building $14,410
2020			$56,460 Land $15,280 Building $41,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Morningside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Morningside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY CITY PWS serves 4,433 people · EPA ID OH6600912
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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