Monterey County property record for 406 Montgomery St, Salinas, CA 93907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1985 |
| Lot Size | 0.134 acres (5,833 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (May 2023) |
| Tax Bill | $9,013 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 261-782-030-000 |
| Primary APN | 261-782-030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,522 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | H-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 5,833 sqft (0.134 acres) |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 261-782-030 |
|---|---|
| Street Address | 406 MONTGOMERY ST |
| City | SALINAS |
| State | CA |
| Zip | 93907-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRENTWOOD WEST TRACT NO 991 LOT 30 BLK 2 |
| Legal Subdivision | BRENTWOOD WEST |
| Legal Tract | 991 |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1801 |
406 Montgomery St is owned and occupied by an individual who bought it in May 2023.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 MONTGOMERY ST, SALINAS, CA 93907-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on File |
| Deed Sale | May 19, 2023 · Amount on File |
| Deed Document Number | 202315312 |
| Prior Transfer Date | Oct 10, 2011 |
| Prior Transfer Doc | 0000058223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 19, 2023 |
| Property Address | 406 MONTGOMERY ST, SALINAS, CA 93907-2040 |
| Document Number | 0000015312 |
| Map Reference | VOL 15 PG 40 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023015312 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 MONTGOMERY ST, SALINAS, CA 93907-2040 |
| Document Number | 0000015313 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023015313 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 406 Montgomery St was $9,013 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Salinas City |
| Elementary School District | Salinas City Elementary School District (KG - 06) |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $742,845 (+2%) Land $339,586 Building $403,259 | |
| 2025 | $9,013.00 Homeowner's exemption | $728,280 Land $332,928 Building $395,352 |
| 2023 | $2,675.00 (+200.22%) | $229,378 Land $58,557 Building $170,821 |
| 2022 | $891.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Montgomery St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2023 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Montgomery St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.
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