422 Montgomery St, Salinas, CA 93907 Property Records

Monterey County property record for 422 Montgomery St, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1985
Lot Size	0.136 acres (5,931 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jan 2018)
Tax Bill	$6,204 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`261-782-034-000`

Property Details

APN / Parcel Number

Primary APN	`261-782-034-000`
Alternative APN	`261-782-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,533 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,931 sqft (0.136 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	261-782-034
Street Address	422 MONTGOMERY ST
City	SALINAS
State	CA
Zip	93907-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENTWOOD WEST TRACT NO 991 LOT 34 BLK 2
Legal Subdivision	BRENTWOOD WEST
Legal Tract	991
Legal Block	2
Legal Lot Number	34
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2007
Census Tract	1801

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 MONTGOMERY ST, SALINAS, CA 93907-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORP
Jan 29, 2018	Grant Deed, Transfer · ARM CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	20183687
Prior Transfer Date	Jan 18, 2012
Prior Transfer Doc	0000005144
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	422 MONTGOMERY ST, SALINAS, CA 93907-2040
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MONTGOMERY ST, SALINAS, CA 93907-2040

Mortgage

Document Number	0000040863
Date	Oct 31, 2025
Instrument	2025040863

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 29, 2018
Property Address	422 MONTGOMERY ST, SALINAS, CA 93907-2040
Document Number	0000003687
Map Reference	VOL15 PG40
Instrument Date	Jan 16, 2018
Instrument	2018003687
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SALINAS, CA 93907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MONTGOMERY ST, SALINAS, CA 93907-2040

Mortgage

Document Number	0000003688
Date	Jan 29, 2018
Instrument	2018003688

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	6.49%
Max Rate At Change	8.49%
Index	1-Year CMT
Max Rate	1.24%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,850 (+2%) Land $255,327 Building $249,523
2025	$6,204.00 (+13.05%)	$494,952 (+4.04%) Land $250,321 Building $244,631
2023	$5,488.00 (+3.88%)	$475,734 Land $240,601 Building $235,133
2022	$5,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.

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