406 Mill St, Traer, IA 50675 Property Records

Tama County property record for 406 Mill St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1978
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Jul 2015 Sale Sep 2014 Sale
Flood Zone	Zone X (minimal risk)
APN	`07.10.152.020`

Property Details

APN / Parcel Number

Primary APN	`07.10.152.020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	375 sqft
Unfinished Basement	969 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 MILL ST
City	TRAER
State	IA
Zip	50675-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 LETCH'S
Legal Lot Number	8-9
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3037
Census Tract	290200

Owner

Source: Tama County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 MILL ST, TRAER, IA 50675-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2015	Executor's Deed, Transfer
Sep 9, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 26, 2015
Transfer Doc	000947/270
Record Updated	Sep 20, 2026

July 2015: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TAMA IA
Recording Date	Jul 14, 2015
Property Address	406 MILL ST, TRAER, IA 50675-1126
Document Number	000947/270
Book / Page	0947 / 270
Instrument Date	Jun 26, 2015
Instrument	2015-1773
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 MILL ST, TRAER, IA 50675-1126

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Sep 9, 2014
Property Address	406 MILL ST, TRAER, IA 50675-1126
Document Number	000936/187
Book / Page	0936 / 187
Instrument Date	Sep 3, 2014
Instrument	2014-2303
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$21.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 MILL ST, TRAER, IA 50675-1126

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,830.00 Homeowner's exemption	$176,810 (+5.48%) Land $21,430 Building $155,380	$176,810 (+5.48%) Land $21,430 Building $155,380
2024		$167,630 (-) Land $21,430 Building $146,200
2023		$167,630 Land $21,430 Building $146,200	$167,630 Land $21,430 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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