310 Mill St, Traer, IA 50675 Property Records

Tama County property record for 310 Mill St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1971
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on Record
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Apr 2023 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.152.015`

Property Details

APN / Parcel Number

Primary APN	`07.10.152.015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Basement Area	1,274 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)
Garage Type	Mixed
Garage Area	1,042 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	240 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	310 MILL ST
City	TRAER
State	IA
Zip	50675-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 75' LOT 6 MORISON'S
Legal Subdivision	MORISON'S
Legal Lot Number	6
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3037
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 MILL ST, TRAER, IA 50675-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Apr 20, 2005	Deed of Trust, Mortgage JOHN DEERE COMMUNITY CU
May 12, 2008	Deed of Trust, Mortgage · Construction Mortgage VERIDIAN CU
Jan 11, 2010	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Oct 28, 2008	Deed of Trust, Mortgage VERIDIAN CU
Apr 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage JOHN DEERE COMMUNITY CU
Feb 18, 2007	Deed of Trust, Mortgage VERIDIAN CU
Oct 18, 2012	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Nov 17, 2005	Deed of Trust, Mortgage · Conventional Mortgage JOHN DEERE COMMUNITY CU
Jun 25, 2013	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2974
Date	Oct 12, 2017
Book Page	2017/2974
Instrument	2017-2974

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230831
Date	Apr 25, 2023
Instrument	2023-0831

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2048

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000740/144
Date	Apr 20, 2005
Book Page	0740/144
Instrument	2005-3722

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	61 Months
Due	May 1, 2010

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000828/357
Date	May 12, 2008
Book Page	0828/357
Instrument	2008-1570

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000865/390
Date	Jan 11, 2010
Book Page	0865/390
Instrument	2010-0069

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2025

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000839/207
Date	Oct 28, 2008
Book Page	0839/207
Instrument	2008-3311

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2018

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000740/223
Date	Apr 21, 2005
Book Page	0740/223
Instrument	2005-3739

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000793/095
Date	Feb 18, 2007
Book Page	0793/095
Instrument	2007-0526

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	37 Months
Due	Mar 15, 2010

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000909/548
Date	Oct 18, 2012
Book Page	0909/548
Instrument	2012-3465

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 17, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000758/350
Date	Nov 17, 2005
Book Page	0758/350
Instrument	2005-1765

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Nov 15, 2011

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 MILL ST, TRAER, IA 50675-1124
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000919/360
Date	Jun 25, 2013
Book Page	0919/360
Instrument	2013-1875

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2028

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Nov 6, 2020
Property Address	310 MILL ST, TRAER, IA 50675-1124
Document Number	0020202846
Instrument Date	Oct 13, 2020
Instrument	2020-2846
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MILL ST, TRAER, IA 50675-1124

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00	$181,260 (+4.57%) Land $15,600 Building $165,660	$181,260 (+4.57%) Land $15,600 Building $165,660
2023		$173,340 Land $15,600 Building $157,740	$173,340 Land $15,600 Building $157,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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