Franklin County property record for 406 McCarthy Dr, Red Bay, AL 35582
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft · built 1970 |
| Lot Size | 0.579 acres (25,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (May 2015) |
| Tax Bill | $412 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-21-0-000-003.000 0 |
| Primary APN | 07-05-21-0-000-003.000 0 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 3 Plumbing Fixtures |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,200 sqft (0.579 acres) |
| Lot Dimensions | 240 ft deep x 105 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0000930294 |
|---|---|
| Street Address | 406 MCCARTHY DR |
| City | RED BAY |
| State | AL |
| Zip | 35582-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW4 OF NE4 OF SEC 21 T7 R15 LOTS 55 & 55A MCCARTHY MEADOWS S/D |
| Legal Range | 15 |
| Legal Township | 07 |
| Legal Section | 21 |
| Legal Subdivision | MCCARTHY MEADOWS SUBDIVISION |
| Legal Lot Number | 55A |
| Jurisdiction | FRANKLIN AL |
| Township / Civil Division | RED BAY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 973400 |
Source: Franklin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 MCCARTHY DR, RED BAY, AL 35582-4707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2015 · Amount on Record |
| Deed Sale | May 15, 2015 · Amount on Record |
| Prior Sale | May 16, 2008 · Amount on Record |
| Deed Book / Page | 361 / 617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN AL |
| Property Address | 406 MCCARTHY DR, RED BAY, AL 35582-4707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000818/354 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 818/354 |
| Instrument | 0818-0354 |
| Name | CB&S BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Franklin County |
| Municipality | Red Bay City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412.00 (+7.85%) | ||
| 2025 | $382.00 (+38,1%) Homeowner's exemption | $10,240 (+10.11%) Land $600 Building $9,640 | $102,300 (+9.29%) Land $6,000 Building $96,300 |
| 2023 | $1.00 Senior Citizen's exemption | $9,300 (+8.14%) | $93,600 (+8.96%) Land $5,400 Building $88,200 |
| 2022 | $1.00 Senior Citizen's exemption | $8,600 Land $500 Building $8,100 | $85,900 Land $5,200 Building $80,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED BAY, THE WATER WORKS & GAS BD serves 6,048 people · EPA ID AL0000607 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Freedom Fiber Fiber | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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