Franklin County property record for 401 McCarthy Dr, Red Bay, AL 35582
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,594 sqft · built 1972 |
| Lot Size | 1.14 acres (49,871 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-21-0-000-029.000 0 |
| Primary APN | 07-05-21-0-000-029.000 0 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Basement Area | 1,594 sqft |
| Unfinished Basement | 1,594 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 49,871 sqft (1.14 acres) |
| Lot Dimensions | 207 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0000032890 |
|---|---|
| Street Address | 401 MCCARTHY DR |
| City | RED BAY |
| State | AL |
| Zip | 35582-4708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.04 ACC IN NW4 OF NE4 OF SEC. 21 T7S R15W: LOTS 29 AND 65 MCCARTHY MEADOWS SUBD. |
| Legal Range | 15W |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | MCCARTHY MEADOWS SUBDIVISION |
| Legal Lot Number | 29,65 |
| Jurisdiction | FRANKLIN AL |
| Township / Civil Division | RED BAY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 973400 |
401 McCarthy Dr is owned and occupied by two individuals who acquired it in December 2025.
Source: Franklin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 HIGHWAY 324, VINA, AL 35593-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2025 |
| Transfer Doc | 00000424/1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN AL |
| Recording Date | Dec 8, 2025 |
| Property Address | 401 MCCARTHY DR, RED BAY, AL 35582-4708 |
| Document Number | 00000424/1 |
| Book / Page | 424 / 1 |
| Map Reference | MB 3 PG 65 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 25-266496 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 MCCARTHY DR, RED BAY, AL 35582-4708 |
| Name | Verified Name |
|---|---|
| Address | 77 HIGHWAY 324, VINA, AL 35593-3125 |
The 2026 property tax bill for 401 McCarthy Dr was $1 with a homeowner's exemption.
Source: Franklin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Franklin County |
| Municipality | Red Bay City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1.00 | ||
| 2025 | $1.00 Homeowner's exemption | $14,920 Land $1,000 Building $13,920 | $149,100 Land $10,000 Building $139,100 |
| 2023 | $1.00 Senior Citizen's exemption | $13,700 (+10.48%) | $135,600 (+9.62%) Land $8,900 Building $126,700 |
| 2022 | $1.00 Senior Citizen's exemption | $12,400 Land $800 Building $11,600 | $123,700 Land $7,900 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 McCarthy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 McCarthy Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED BAY, THE WATER WORKS & GAS BD serves 6,048 people · EPA ID AL0000607 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Freedom Fiber Fiber | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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