406 Matthews St, Fredericktown, MO 63645 Property Records

Madison County property record for 406 Matthews St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 960 sqft · built 1975
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$57,700 (Mar 2010)
Tax Bill	$553 (2025)
Deeds & Mortgages	Oct 2024 Transfer Mar 2010 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-3.2-08-004-001-008.000`

Property Details

APN / Parcel Number

Primary APN	`07-3.2-08-004-001-008.000`
Alternative APN	`3826`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 MATTHEWS ST
City	FREDERICKTOWN
State	MO
Zip	63645-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 22;LT 21 HOLMES ADDN
Legal Range	07
Legal Township	33
Legal Section	08
Legal Subdivision	HOLMES ADD
Legal Lot Number	22
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1040
Census Tract	960201

Owner

406 Matthews St is owned by two individuals who acquired it in October 2024.

Source: Madison County records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1207 MADISON 269, FREDERICKTOWN, MO 63645-7432
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 26, 2010	Warranty Deed, Transfer · Conventional Mortgage MID NATION MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2010 · Amount on File
Deed Sale	Mar 26, 2010 · Amount on File
Deed Document Number	2010452
Deed Book / Page	416 / 778
Last Transfer Date	Oct 25, 2024
Transfer Doc	000569/953
Record Updated	Jun 8, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MO
Recording Date	Oct 25, 2024
Property Address	406 MATTHEWS ST, FREDERICKTOWN, MO 63645-1239
Document Number	000569/953
Book / Page	569 / 953
Instrument Date	Oct 25, 2024
Instrument	2024001588
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 MADISON 269, FREDERICKTOWN, MO 63645-7432

March 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Mar 26, 2010
Property Address	406 MATTHEWS ST, FREDERICKTOWN, MO 63645-1239
Document Number	00416/0778
Book / Page	416 / 0778
Map Reference	MB4 PG35
Instrument Date	Mar 24, 2010
Instrument	0452
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUEZ CT, SPARKS, NV 89441-0567

Mortgage

Document Number	00416/0780
Date	Mar 26, 2010
Book Page	416/0780
Instrument	0453

Lender

Name	MID NATION MORTGAGE CORP
Type	Mortgage Company
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 406 Matthews St was $553.

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00	$8,800	$46,330 Land $5,460 Building $40,870
2023	$553.00	$8,800	$46,330 Land $5,460 Building $40,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Matthews St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2022)
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Matthews St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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