320 Matthews St, Fredericktown, MO 63645 Property Records

Madison County property record for 320 Matthews St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,008 sqft · built 1977
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$617 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-3.2-08-004-001-056.000`

Property Details

APN / Parcel Number

Primary APN	`07-3.2-08-004-001-056.000`
Alternative APN	`3871`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	320 MATTHEWS ST
City	FREDERICKTOWN
State	MO
Zip	63645-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 HOLMES ADDN
Legal Subdivision	HOLMES ADD
Legal Lot Number	12
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1044
Census Tract	960201

Owner

Source: Madison County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 MATTHEWS ST, FREDERICKTOWN, MO 63645-1225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022
Deed Sale	May 4, 2022
Prior Sale	May 5, 2016
Deed Document Number	0000054255
Deed Book / Page	542 / 55
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	May 4, 2022
Property Address	320 MATTHEWS ST, FREDERICKTOWN, MO 63645-1225
Document Number	0000542/55
Book / Page	542 / 55
Instrument Date	May 3, 2022
Instrument	2022000788
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MATTHEWS ST, FREDERICKTOWN, MO 63645-1225

Mortgage

Document Number	2022000789
Date	May 4, 2022
Instrument	2022000789

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$617.00 (-0.16%)	$9,830 (-)	$51,730 (-) Land $6,800 Building $44,930
2023	$618.00	$9,830	$51,730 Land $6,800 Building $44,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2022)
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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