Carroll County property record for 406 Main St, Breda, IA 51436
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,336 sqft · built 1983 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2026) |
| Tax Bill | $2,310 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Jul 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0112455005 |
| Primary APN | 0112455005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Basement Area | 1,345 sqft |
| Finished Basement | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Marblecrete |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 406 MAIN ST |
|---|---|
| City | BREDA |
| State | IA |
| Zip | 51436-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DETERMAN'S FIRST ADDN BLOCK 2 LOT 5 & W 38.71 FT OF LOT 6 |
| Legal Subdivision | DETERMAN'S FIRST ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CARROLL IA |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1318 |
| Census Tract | 960200 |
406 Main St is owned and occupied by an individual who bought it in September 2026.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 MAIN ST, BREDA, IA 51436-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 21, 2017 | Deed of Trust, Mortgage THE BREDA SAVINGS BANK |
| Jul 21, 2017 | Deed of Trust, Mortgage THE BREDA SAVINGS BANK |
| Dec 28, 2020 | Warranty Deed, Transfer |
| Apr 17, 2012 | Legal Action/Court Order, Foreclosure · Line of Credit BREDA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Prior Sale | Apr 17, 2012 · Amount on File |
| Deed Document Number | 20262649 |
| Prior Transfer Date | Jun 27, 2012 |
| Prior Transfer Doc | 2012/2327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IA |
| Recording Date | Sep 11, 2026 |
| Property Address | 406 MAIN ST, BREDA, IA 51436-7705 |
| Document Number | 0000002649 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20262649 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 MAIN ST, BREDA, IA 51436-7705 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 406 MAIN ST, BREDA, IA 51436-7705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02017/2215 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 2017/2215 |
| Instrument | 2017-2215 |
| Name | THE BREDA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | BREDA, IA 51436 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 406 MAIN ST, BREDA, IA 51436-7705 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/2215 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 2017/2215 |
| Instrument | 2017-2215 |
| Name | THE BREDA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | BREDA, IA 51436 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IA |
| Recording Date | Dec 28, 2020 |
| Property Address | 406 MAIN ST, BREDA, IA 51436-7705 |
| Document Number | 20204461 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2020-4461 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 MAIN ST, COON RAPIDS, IA 50058-1610 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | CARROLL IA |
| Recording Date | Apr 17, 2012 |
| Property Address | 406 MAIN ST, BREDA, IA 51436-7705 |
| Document Number | 02012/1369 |
| Book / Page | 2012 / 1369 |
| Instrument Date | Apr 4, 2012 |
| Instrument | 2012-1369 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 MAIN ST, BREDA, IA 51436-7705 |
| Document Number | 0020121370 |
|---|---|
| Date | Apr 17, 2012 |
| Instrument | 2012-1370 |
| Name | BREDA SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 16, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 406 Main St was $2,310 with a homeowner's exemption.
Source: Carroll County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Carroll County |
| Municipality | Breda City |
| Unified School District | Carroll Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,310.00 | $228,790 (+3.41%) Land $18,200 Building $210,590 | $228,790 (+3.41%) Land $18,200 Building $210,590 |
| 2025 | $2,310.00 Homeowner's exemption | $221,240 Land $18,200 Building $203,040 | $221,240 Land $18,200 Building $203,040 |
| 2023 | $171,370 (+17.31%) Land $18,200 Building $153,170 | $171,370 Land $18,200 Building $153,170 | |
| 2022 | $146,080 Land $17,750 Building $128,330 | ||
| 2021 | $146,080 Land $17,750 Building $128,330 | ||
| 2018 | $1,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 406 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREDA WATER SUPPLY serves 502 people · EPA ID IA1409041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
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