Carroll County property record for 404 Main St, Breda, IA 51436
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,150 sqft · built 1948 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $558 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0112455006 |
| Primary APN | 0112455006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Attic | Attic |
| Attic Area | 262 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Detached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 80 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 404 MAIN ST |
|---|---|
| City | BREDA |
| State | IA |
| Zip | 51436-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DETERMAN'S FIRST ADDN BLOCK 2 E 38.71 FT OF LOT 6 & W 14.7 FT OF LOT 7 |
| Legal Subdivision | DETERMAN'S FIRST ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6,7 |
| Jurisdiction | CARROLL IA |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1318 |
| Census Tract | 960200 |
404 Main St is owned and occupied by an individual who acquired it in June 2013.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 MAIN ST, BREDA, IA 51436-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Line of Credit THE BREDA SAVINGS BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BREDA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2013 |
| Transfer Doc | 2013/2202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 404 MAIN ST, BREDA, IA 51436-7705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 182, BREDA, IA 51436-0182 |
| Document Number | 0020260587 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026-0587 |
| Name | THE BREDA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | BREDA, IA 51436 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 9, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 404 MAIN ST, BREDA, IA 51436-7705 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20203517 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-3517 |
| Name | BREDA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 404 Main St was $558 with a homeowner's exemption.
Source: Carroll County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Carroll County |
| Municipality | Breda City |
| Unified School District | Carroll Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558.00 | $61,760 (-) Land $9,010 Building $52,750 | $61,760 (-) Land $9,010 Building $52,750 |
| 2025 | $558.00 Homeowner's exemption | $61,760 Land $9,010 Building $52,750 | $61,760 Land $9,010 Building $52,750 |
| 2023 | $50,550 (-18.66%) Land $9,010 Building $41,540 | $50,550 Land $9,010 Building $41,540 | |
| 2022 | $62,150 Land $9,010 Building $53,140 | ||
| 2021 | $62,150 Land $9,010 Building $53,140 | ||
| 2018 | $866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 404 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREDA WATER SUPPLY serves 502 people · EPA ID IA1409041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
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