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406 Leander St, Shelby, NC 28152 Property Records

Cleveland County property record for 406 Leander St, Shelby, NC 28152

Property Summary

Property TypeSingle Family Home
Details2,390 sqft · built 1955
Lot Size0.462 acres (20,125 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Oct 2017)
Tax Bill$2,744 (2026)
Deeds & MortgagesJan 2018 Line of Credit
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN20379

Property Details

APN / Parcel Number

Primary APN20379
Alternative APN
  • 1317311

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,390 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Foundation TypeFooting
Lot Area20,125 sqft (0.462 acres)
Lot Dimensions175 ft deep x 115 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1317311
Street Address406 LEANDER ST
CitySHELBY
StateNC
Zip28152-5143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLOT LEANDER ST
Legal Block2
Legal Lot Number8
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group2
Census Block2018
Census Tract951100

Owner

406 Leander St is owned and occupied by two individuals who bought it in October 2017.

Source: Cleveland County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address406 LEANDER ST, SHELBY, NC 28152-5143
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2018Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Oct 5, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2017 · Amount on File
Deed SaleOct 5, 2017 · Amount on File
Deed Document Number20175561
Deed Book / Page1752 / 1000
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address406 LEANDER ST, SHELBY, NC 28152-5143
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017590094
DateJan 12, 2018
Book Page1759/0094
Instrument200009120
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateOct 5, 2017
Property Address406 LEANDER ST, SHELBY, NC 28152-5143
Document Number0017521000
Book / Page001752 / 001000
Instrument DateOct 3, 2017
Instrument5561
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address406 LEANDER ST SHELBY NC 281525143, SHELBY, NC 28152-5143

Tax Assessment & Valuation

The 2026 property tax bill for 406 Leander St was $2,744, up 1.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,744.00 (+1.37%)$272,105 (-) Land $17,388 Building $254,717$272,105 (-) Land $17,388 Building $254,717
2025$2,707.00$272,105 Land $17,388 Building $254,717$272,105 Land $17,388 Building $254,717
2023$191,246 Land $14,283 Building $176,963$191,246 Land $14,283 Building $176,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Leander St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Leander St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 23,600 people · EPA ID NC0123010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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