401 Leander St, Shelby, NC 28152 Property Records

Cleveland County property record for 401 Leander St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,031 sqft · built 1956
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2018)
Tax Bill	$2,441 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20371`

Property Details

APN / Parcel Number

Primary APN	`20371`
Alternative APN	`1320166`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,031 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	175 ft deep x 115 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	354 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1320166
Street Address	401 LEANDER ST
City	SHELBY
State	NC
Zip	28152-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT LEANDER ST
Legal Block	1
Legal Lot Number	18
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2017
Census Tract	951100

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 LEANDER ST, SHELBY, NC 28152-5155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Deed Document Number	2018200013677
Deed Book / Page	1767 / 1949
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 16, 2018
Property Address	401 LEANDER ST, SHELBY, NC 28152-5155
Document Number	0017671949
Book / Page	001767 / 001949
Instrument Date	May 16, 2018
Instrument	13677
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 LEANDER ST SHELBY NC 281525155, SHELBY, NC 28152-5155

Mortgage

Document Number	17671952
Date	May 16, 2018
Book Page	001767/001952
Instrument	13678

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, AE 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,441.00 (+35.31%)	$241,508 (+33.19%) Land $17,388 Building $224,120	$241,508 (+33.19%) Land $17,388 Building $224,120
2025	$1,804.00	$181,330 (+123.46%) Land $17,388 Building $163,942	$181,330 (+123.46%) Land $17,388 Building $163,942
2023		$81,147 Land $14,283 Building $66,864	$81,147 Land $14,283 Building $66,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20