406 Lake Dr, Lusby, MD 20657 Property Records

Calvert County property record for 406 Lake Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,575 sqft · built 1981
Lot Size	0.285 acres (12,458 sqft)
Owner	Individual Name on Record
Last Sale	$237,550 (Mar 2020)
Tax Bill	$2,571 (2023)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-064746`

Property Details

APN / Parcel Number

Primary APN	`01-064746`
Alternative APNs	`1064746` `064746`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,575 sqft Total Area
1st Floor Area	1,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.285 acres)
Garage Area	432 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	064746
Old Parcel Number	1064746
Street Address	406 LAKE DR
City	LUSBY
State	MD
Zip	20657-3260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 5 BLK B SEC 5 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	B
Legal Lot Number	5
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1027
Census Tract	861003

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 LAKE DR, LUSBY, MD 20657-3260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP
Mar 7, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Dec 10, 2018	Grant Deed, Foreclosure OTHER
Jun 18, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	0005553319
Deed Book / Page	5553 / 319
Record Updated	Jun 7, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 27, 2020
Property Address	406 LAKE DR, LUSBY, MD 20657-3260
Document Number	0055530319
Book / Page	5553 / 319
Map Reference	MB AWR 1 PL 2
Instrument Date	Mar 25, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$593.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	406 LAKE DR, LUSBY, MD 20657-3260

Mortgage

Document Number	0005553326
Date	Mar 27, 2020
Instrument	5553/326

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 7, 2019
Property Address	406 LAKE DR, LUSBY, MD 20657-3260
Document Number	0053270378
Book / Page	005327 / 000378
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6126 SOUTHGATE DR TEMPLE HILLS MD 207486531, TEMPLE HILLS, MD 20748-6531

December 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 10, 2018
Property Address	406 LAKE DR, LUSBY, MD 20657-3260
Document Number	0052920091
Book / Page	005292 / 000091
Instrument Date	Jun 2, 2018
Transaction Type	Foreclosure
Record Updated	Dec 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 18, 2018
Property Address	406 LAKE DR, LUSBY, MD 20657-3260
Document Number	0052050460
Book / Page	005205 / 000460
Instrument Date	Apr 5, 2018
Transaction Type	Foreclosure
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$148.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	406 LAKE DR LUSBY MD 206573260, LUSBY, MD 20657-3260
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,571.00	$247,500 Land $79,600 Building $167,900	$247,500 Land $79,600 Building $167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1995–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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