420 Lake Dr, Lusby, MD 20657 Property Records

Calvert County property record for 420 Lake Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,222 sqft · built 1989
Lot Size	0.233 acres (10,150 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Nov 2001)
Tax Bill	$397 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2022 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`01-065823`

Property Details

APN / Parcel Number

Primary APN	`01-065823`
Alternative APNs	`1065823` `065823`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,150 sqft (0.233 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	065823
Street Address	420 LAKE DR
City	LUSBY
State	MD
Zip	20657-3260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 9 BLK B SEC 5 DRUM POINT
Legal Subdivision	DRUP POINT
Legal Block	B
Legal Lot Number	9
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1027
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 LAKE DR, LUSBY, MD 20657-3260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 14, 2022	Re-recorded Document NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2001 · Amount on Record
Deed Sale	Nov 7, 2001 · Amount on Record
Deed Document Number	200121498
Deed Book / Page	1472 / 511
Last Transfer Date	Mar 29, 2013
Transfer Doc	0062380359
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	420 LAKE DR, LUSBY, MD 20657-3260
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LAKE DR, LUSBY, MD 20657-3260

Mortgage

Document Number	0068100387
Date	Nov 3, 2025
Book Page	6810/387

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CALVERT MD
Recording Date	Mar 14, 2022
Property Address	420 LAKE DR, LUSBY, MD 20657-3260
Document Number	0062380359
Book / Page	6238 / 359
Map Reference	LB AWR 1 FO 2
Instrument Date	Mar 29, 2013
Record Updated	Mar 28, 2022
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	420 LAKE DR, LUSBY, MD 20657-3260

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,700 (+7.76%) Land $77,300 Building $180,400	$257,700 (-) Land $77,300 Building $180,400
2025	$397.00 (-81.08%)	$239,133 (+18.38%)	$257,700 (+27.57%) Land $77,300 Building $180,400
2023	$2,098.00	$202,000 Land $77,300 Building $124,700	$202,000 Land $77,300 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1995–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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