Buncombe County property record for 406 Ivy Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,916 sqft · built 1998 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,920 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3037230-2020-20 |
| Primary APN | 3037230-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,916 sqft Living Area |
| Gross Area | 6,322 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 2,690 sqft |
| Finished Basement | 896 sqft |
| Unfinished Basement | 1,794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Basement |
| Porch | Screened Porch |
|---|---|
| Porch Area | 816 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3037230-2020-20 |
|---|---|
| Street Address | 406 IVY RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-9772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: CHRISTMONT LOT: LOT 7 & 8 & 9B (PB155/128) SECTION: 5 PLAT: 0031-0004 |
| Legal Subdivision | CHRISTMONT |
| Legal Block | 3 |
| Legal Lot Number | 7,8 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3105 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 406 IVY RD, BLACK MOUNTAIN, NC 28711-9772 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 19, 2025 |
| Transfer Doc | 0065171815 |
| Record Updated | Jun 8, 2026 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,920.00 (+4.64%) | $753,000 (-) Land $49,500 Building $703,500 | $753,000 (-) Land $49,500 Building $703,500 |
| 2024 | $4,702.00 (+3.25%) | ||
| 2023 | $4,554.00 | $753,000 | $753,000 (-) Land $49,500 Building $703,500 |
| 2021 | $753,000 Land $49,500 Building $703,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE only, no 5G reported
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