406 Ivy Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 406 Ivy Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,916 sqft · built 1998
Lot Size1.03 acres (44,867 sqft)
Owner2 Company Names on Record
Tax Bill$4,920 (2025)
Flood ZoneZone X (minimal risk)
APN3037230-2020-20

Property Details

APN / Parcel Number

Primary APN3037230-2020-20
Alternative APNs
  • 3037230-2020-2020-0000-00
  • 0618-98-3659-00000
  • 061898372400000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,916 sqft Living Area
Gross Area6,322 sqft
1st Floor Area972 sqft
Basement Area2,690 sqft
Finished Basement896 sqft
Unfinished Basement1,794 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2007
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
Garage TypeBasement

Exterior Amenities

PorchScreened Porch
Porch Area816 sqft
Deck Area140 sqft
Patio Area140 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3037230-2020-20
Street Address406 IVY RD
CityBLACK MOUNTAIN
StateNC
Zip28711-9772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: CHRISTMONT LOT: LOT 7 & 8 & 9B (PB155/128) SECTION: 5 PLAT: 0031-0004
Legal SubdivisionCHRISTMONT
Legal Block3
Legal Lot Number7,8
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3012
Census Tract3105

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address406 IVY RD, BLACK MOUNTAIN, NC 28711-9772
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 19, 2025
Transfer Doc0065171815
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,920.00 (+4.64%)$753,000 (-) Land $49,500 Building $703,500$753,000 (-) Land $49,500 Building $703,500
2024$4,702.00 (+3.25%)
2023$4,554.00$753,000$753,000 (-) Land $49,500 Building $703,500
2021$753,000 Land $49,500 Building $703,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ivy Rd

Nearby Streets

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