405 Ivy Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 405 Ivy Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,002 sqft · built 1981
Lot Size0.36 acres (15,682 sqft)
OwnerCompany Name on Record
Tax Bill$1,921 (2025)
Deeds & MortgagesSep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN747510-2020-202

Property Details

APN / Parcel Number

Primary APN747510-2020-202
Alternative APNs
  • 0618-98-1686-00000
  • 061802981519000
  • 008092613

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,002 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Finished Basement858 sqft
Unfinished Basement286 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area224 sqft
Deck Area72 sqft
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number747510-2020-202
Street Address405 IVY RD
CityBLACK MOUNTAIN
StateNC
Zip28711-9772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: CHRISTMONT BLOCK: LOT: 8 SECTION: 3 PLAT: 0026-0104
Legal SubdivisionCHRISTMONT
Legal Block3
Legal Lot Number8
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3012
Census Tract3105

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address405 IVY RD, BLACK MOUNTAIN, NC 28711-9772
Owner TypeCompany
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 9, 2021
Transfer Doc0061190236
Record UpdatedJun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUNCOMBE NC
Recording DateSep 13, 2021
Property Address405 IVY RD, BLACK MOUNTAIN, NC 28711-9772
Document Number0061190236
Book / Page6119 / 236
Instrument DateSep 9, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 IVY RD, BLACK MOUNTAIN, NC 28711-9772

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (+4.63%)$294,000 (-) Land $42,800 Building $251,200$294,000 (-) Land $42,800 Building $251,200
2024$1,836.00 (+3.26%)
2023$1,778.00$294,000$294,000 (-) Land $42,800 Building $251,200
2021$294,000 Land $42,800 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ivy Rd

Nearby Streets

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