406 Howard St, Florence, SC 29506 Property Records

Florence County property record for 406 Howard St, Florence, SC 29506

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,264 sqft · built 1950
Lot Size0.246 acres (10,750 sqft)
OwnerIndividual Name on Record
Last Sale$8,000 (Apr 2022)
Tax Bill$302 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APN90118-12-004

Property Details

APN / Parcel Number

Primary APN90118-12-004
Alternative APN
  • 15063154

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
1st Floor Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area10,750 sqft (0.246 acres)
Lot Dimensions215 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal

Location & Zoning

Street Address406 HOWARD ST
CityFLORENCE
StateSC
Zip29506-3122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 16 HOWARD
Legal Lot Number16
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1014
Census Tract700

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2516 KICKERILLO WAY SE, ATLANTA, GA 30316-3232
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Line of Credit
VELOCITY COMMERCIAL CAPITAL LLC
Apr 5, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2022 · Amount on Record
Deed SaleApr 5, 2022 · Amount on Record
Deed Document Number20225263
Deed Book / Page985 / 1867
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Recording DateMay 7, 2026
Property Address406 HOWARD ST, FLORENCE, SC 29506-3122
Document Number0000005996
Book / Page1214 / 399
Instrument DateMay 1, 2026
Instrument20265996
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 ARNOLD ST, ATLANTA, GA 30354-1527

Mortgage

Document Number0000005996,
DateMay 7, 2026
Book Page1214/399
Instrument20265996
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionFLORENCE SC
Recording DateApr 5, 2022
Property Address406 HOWARD ST, FLORENCE, SC 29506-3122
Document Number0009851867
Book / Page985 / 1867
Map ReferenceMB B PG 56
Instrument DateApr 4, 2022
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount Recorded
Tax$20.80
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 KICKERILLO WAY SE, ATLANTA, GA 30316-3232

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
MunicipalityFlorence City
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$302.00 (+34.22%)$415 (-99.87%) Land $164 Building $251$10,398 (-98.7%) Land $4,100 Building $6,298
2023$225.00 (+14.21%)$319,703 (+84,927.39%) Land $164,000 Building $155,703$799,259 (+8,409.09%) Land $410,000 Building $389,259
2022$197.00$376 Land $164 Building $212$9,393 Land $4,100 Building $5,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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