Florence County property record for 402 Howard St, Florence, SC 29506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,244 sqft · built 2023 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jun 2026) |
| Tax Bill | $521 (2023) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90118-12-002 |
| Primary APN | 90118-12-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 2,125 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Sewer | Municipal |
|---|
| Street Address | 402 HOWARD ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29506-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HOWARD ST LT 14 |
| Legal Lot Number | 14 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 700 |
Source: Florence County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 HOWARD ST, FLORENCE, SC 29506-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed, Transfer · FHA Mortgage NEXGEN LENDING |
| Jun 12, 2026 | Deed, Transfer · FHA Mortgage NEXGEN LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Apr 8, 2016 · Amount on Record |
| Deed Document Number | 20267990 |
| Deed Book / Page | 1221 / 1296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 12, 2026 |
| Property Address | 402 HOWARD ST, FLORENCE, SC 29506-3122 |
| Document Number | 0000007990 |
| Book / Page | 1221 / 1296 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20267990 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,520.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 HOWARD ST, FLORENCE, SC 29506-3122 |
| Document Number | 0000007991, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20267991 |
| Name | NEXGEN LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000007992, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 1221/1315 |
| Instrument | 20267992 |
| Name | CITY OF FLORISSANT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jun 12, 2041 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 12, 2026 |
| Property Address | 402 HOWARD ST, FLORENCE, SC 29506-3122 |
| Document Number | DMA12211296 |
| Book / Page | 1221 / 1296 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20267990 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,520.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 HOWARD ST, FLORENCE, SC 29506-3122 |
| Document Number | 0000007991, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20267991 |
| Name | NEXGEN LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000007992, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 1221/1315 |
| Instrument | 20267992 |
| Name | CITY OF ELY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2041 |
| Max Rate | -1% |
|---|
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,222 (-97.19%) Land $200 Building $4,022 | $105,564 (-71.85%) Land $5,000 Building $100,564 | |
| 2023 | $521.00 Additional exemption filed | $150,000 (+99,9%) Land $150,000 | $375,000 (+9,9%) Land $375,000 |
| 2022 | Additional exemption filed | $150 Land $150 | $3,750 Land $3,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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