Anne Arundel County property record for 406 Howard Ave, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,776 sqft · built 1960 |
| Lot Size | 0.49 acres (21,387 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Nov 2019) |
| Tax Bill | $7,854 (2023) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-270-18199800 |
| Primary APN | 03-270-18199800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,776 sqft Total Area |
| 1st Floor Area | 1,944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,387 sqft (0.49 acres) |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 208 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 27018199800 |
|---|---|
| Old Parcel Number | 327018199800 |
| Street Address | 406 HOWARD AVE |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | PT LT 13 BK E 406 HOWARD AVE FERNBROOK |
| Legal Subdivision | FERNBROOK |
| Legal Block | E |
| Legal Lot Number | 13 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 731105 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 HOWARD AVE, ARNOLD, MD 21012-1181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GRANITE FCU |
| Nov 5, 2019 | Grant Deed, Transfer · Conventional with PMI TW2 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Deed Document Number | 0033799420 |
| Deed Book / Page | 33799 / 420 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 406 HOWARD AVE, ARNOLD, MD 21012-1181 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0399940272 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 39994/272 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 25, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 406 HOWARD AVE, ARNOLD, MD 21012-1181 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 406 HOWARD AVE, ARNOLD, MD 21012-1181 |
| Document Number | 0376040021 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 37604/21 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 406 HOWARD AVE, ARNOLD, MD 21012-1181 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HOMELAND T&E LTD |
| Name | Verified Name |
|---|
| Document Number | 0346080235 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 34608/235 |
| Name | GRANITE FCU |
|---|---|
| Type | Credit Union |
| Address | SALT LAKE CITY, UT 84106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 5, 2019 |
| Property Address | 406 HOWARD AVE, ARNOLD, MD 21012-1181 |
| Document Number | 0337990420 |
| Book / Page | 033799 / 000420 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | PROGRESSIVE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 779 MAGO VISTA RD ARNOLD MD 210121103, ARNOLD, MD 21012-1103 |
| Document Number | 337990425 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 033799/000425 |
| Name | TW2 LLC |
|---|---|
| Address | 3403 E ANTLER WAY, SALT LAKE CITY, UT 84121-4405 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,854.00 Homeowner's exemption | $728,133 | $747,000 Land $575,600 Building $171,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 individual policies |
| Nearby Flood Policies | 65 units insured incl. 34 condo units |
| Nearby Flood Claims | 31 (1979–2024) |
| Claims Outside the SFHA | 5 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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