Harford County property record for 406 Hardin Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,040 sqft · built 1964 |
| Lot Size | 0.397 acres (17,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Sep 2020) |
| Tax Bill | $2,195 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-121006 |
| Primary APN | 01-121006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,302 sqft (0.397 acres) |
| Lot Dimensions | 164 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 121006 |
|---|---|
| Street Address | 406 HARDIN DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 41/170X164 406 HARDIN DRIVE JOPPATOWNE SC3 PT 14/16 |
| Legal Subdivision | JOPPATOWNE SEC III |
| Legal Block | 39 |
| Legal Lot Number | 20,406 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-121006
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX |
| Jan 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Sep 04, 2020 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2020 · Amount on Record |
| Deed Sale | Sep 04, 2020 · Amount on Record |
| Deed Book / Page | 14089 / 71 |
| Prior Transfer Date | Nov 09, 2012 |
| Prior Transfer Doc | 0099910018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Document Number | 0160940068 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 16094/68 |
| Name | CORELOGIC SOLEX |
|---|---|
| Type | Non-Lending Institution |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Document Number | 0158000143 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 15800/143 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Document Number | 0155040255 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 15504/255 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 04, 2020 |
| Property Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Document Number | 0140890071 |
| Book / Page | 14089 / 71 |
| Map Reference | MB GRG14 FO 16 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 HARDIN DR, JOPPA, MD 21085-4227 |
| Document Number | 0001408978 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 14089/78 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Private Party |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,933 (+4.85%) | $232,200 (-) Land $70,100 Building $162,100 | |
| 2025 | $2,195.00 (+10.3%) | $211,667 (+10.24%) | $232,200 (+15.29%) Land $70,100 Building $162,100 |
| 2023 | $192,000 | $201,400 Land $70,100 Building $131,300 | |
| 2022 | $1,990.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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