Harford County property record for 403 Hardin Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 980 sqft · built 1964 |
| Lot Size | 0.251 acres (10,937 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2006) |
| Tax Bill | $2,409 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-131745 |
| Primary APN | 01-131745 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 980 sqft Total Area |
| Basement Area | 524 sqft |
| Finished Basement | 524 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,937 sqft (0.251 acres) |
| Garage Type | Basement |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Patio Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 131745 |
|---|---|
| Street Address | 403 HARDIN DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 B 39A 10937 SF 403 HARDIN DRIVE JOPPATOWNE S3 PT 14/16 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 39A |
| Legal Lot Number | 10 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-131745
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 HARDIN DR, JOPPA, MD 21085-4226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2006 · Amount on Record |
| Deed Sale | May 01, 2006 · Amount on Record |
| Deed Document Number | 20063458 |
| Deed Book / Page | 6714 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 403 HARDIN DR, JOPPA, MD 21085-4226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0143430435 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 14343/435 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,033 (+15.49%) | $257,000 (+16.24%) Land $69,400 Building $187,600 | |
| 2025 | $2,409.00 (+8.76%) | ||
| 2023 | $212,167 | $221,100 Land $69,400 Building $151,700 | |
| 2022 | $2,215.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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