406 Guppy Loop, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 406 Guppy Loop, Sneads Ferry, NC 28460 · Last verified April 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,348 sqft · built 2021
Lot Size0.03 acres (1,307 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Aug 2024)
Tax Bill$1,345 (2025)
Deeds & MortgagesApr 2024 Transfer
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN765F-83

Property Details

APN / Parcel Number

Primary APN765F-83
Alternative APNs
  • 490013867
  • 482540000
  • 169012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,348 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Lot Area1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number490013867
Street Address406 GUPPY LOOP
CitySNEADS FERRY
StateNC
Zip28460-2304
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL10B P2 STONEBAY TOWNHOMES
Legal SubdivisionSTONEBAY TOWNHOMES PH 2
Legal Lot Number10B
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group2
Census Block2006
Census Tract401

Owner

Source: Onslow County records · APN 765F-83

Assessment roll updated August 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 GUPPY LOOP, SNEADS FERRY, NC 28460-2304
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Intrafamily Transfer, Transfer
Feb 07, 2022Warranty Deed, Transfer · VA Mortgage
RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2024 · Amount on Record
Deed SaleAug 30, 2024 · Amount on Record
Prior SaleFeb 07, 2022 · Amount on Record
Prior Transfer DateApr 16, 2024
Prior Transfer Doc0061350883
Record UpdatedJun 08, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionONSLOW NC
Recording DateApr 22, 2024
Property Address406 GUPPY LOOP, SNEADS FERRY, NC 28460-2304
Document Number0061350883
Book / Page6135 / 883
Map ReferenceMB 79 PG 201-201A
Instrument DateApr 16, 2024
Transaction TypeTransfer
Record UpdatedMay 01, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 GUPPY LOOP, SNEADS FERRY, NC 28460-2304

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateFeb 07, 2022
Property Address406 GUPPY LOOP, SNEADS FERRY, NC 28460-2304
Document Number0056800138
Book / Page5680 / 138
Map ReferenceMB 79 PG 201-201A
Instrument DateFeb 07, 2022
Transaction TypeTransfer
Record UpdatedFeb 02, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$436.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 GARNET LN, JACKSONVILLE, NC 28546-8800

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 GUPPY LOOP, SNEADS FERRY, NC 28460-2304

Mortgage

Document Number0005680141
DateFeb 07, 2022
Instrument5680/141
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,345.00$205,492 (-) Land $34,000 Building $171,492$205,492 (-) Land $34,000 Building $171,492
2023$1,345.00$205,492 Land $34,000 Building $171,492$205,492 Land $34,000 Building $171,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330004012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
37 of 53 on primary residences
Nearby Flood Claims47 (1986–2021)
Claims Outside the SFHA4 of 47
Most Recent ClaimJul 2021, other causes
Flood Events
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 20 claims
  • Hurricane Fran (Sep 1996), 16 claims
  • Hurricane Bertha (Jul 1996), 4 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 76% of North Carolina
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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