402 Guppy Loop, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 402 Guppy Loop, Sneads Ferry, NC 28460

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,348 sqft · built 2021
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Feb 2022)
Tax Bill	$1,345 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`765F-85`

Property Details

APN / Parcel Number

Primary APN	`765F-85`
Alternative APNs	`481800000` `169014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,348 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	481800000
Street Address	402 GUPPY LOOP
City	SNEADS FERRY
State	NC
Zip	28460-2304
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-5
Legal Description	L10D P2 STONEBAY TOWNHOMES
Legal Subdivision	STONEBAY TOWNHOMES PH 2
Legal Lot Number	10D
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2006
Census Tract	401

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3540 MARATHON DR, ASHEBORO, NC 27205-8211
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Deed Book / Page	5681 / 268
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 8, 2022
Property Address	402 GUPPY LOOP, SNEADS FERRY, NC 28460-2304
Document Number	0056810268
Book / Page	5681 / 268
Map Reference	MB 79 PG 201-201A
Instrument Date	Feb 8, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 GARNET LANE 402 GUPPY LOOP ROAD, 104, JACKSONVILLE, NC 28540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 GUPPY LOOP ROAD, JACKSONVILLE, NC 28540

Mortgage

Document Number	0005681271
Date	Feb 8, 2022
Instrument	5681/271

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,345.00	$272,324 (+32.52%) Land $51,000 Building $221,324	$272,324 (+32.52%) Land $51,000 Building $221,324
2023	$1,345.00	$205,492 Land $34,000 Building $171,492	$205,492 Land $34,000 Building $171,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	47 (1986–2021)
Claims Outside the SFHA	4 of 47
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 20 claims Hurricane Fran, Sep 1996 · 16 claims Hurricane Bertha, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30