406 Gresham Ct, Bel Air, MD 21014 Property Records

Harford County property record for 406 Gresham Ct, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,078 sqft · built 1989
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Sep 2005)
Tax Bill	$3,971 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-231518`

Property Details

APN / Parcel Number

Primary APN	`03-231518`
Alternative APNs	`3231518` `231518`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,078 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	231518
Street Address	406 GRESHAM CT
City	BEL AIR
State	MD
Zip	21014-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 49 .275 AC 406 GRESHAM COURT BIRCHWOOD MANOR PT 59/80
Legal Subdivision	BIRCHWOOD MANOR
Legal Lot Number	49
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1000
Census Tract	303206

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 GRESHAM CT, BEL AIR, MD 21014-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Dec 19, 2017	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 8, 2005 · Amount on Record
Deed Sale	Sep 8, 2005 · Amount on Record
Deed Document Number	2005444
Deed Book / Page	6262 / 314
Last Transfer Date	Feb 23, 2011
Transfer Doc	0091010278
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	406 GRESHAM CT, BEL AIR, MD 21014-2249
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160730452
Date	Oct 25, 2023
Book Page	16073/452

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2043

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	406 GRESHAM CT, BEL AIR, MD 21014-2249
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126440049
Date	Dec 19, 2017
Book Page	12644/0049
Instrument	12644-0049

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,867 (+12.8%)	$417,600 (+9.75%) Land $103,400 Building $314,200
2025	$3,971.00 (+9.7%)
2023		$348,300	$380,500 Land $103,400 Building $277,100
2022	$3,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

Nearby Properties on Gresham Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures