405 Gresham Ct, Bel Air, MD 21014 Property Records

Harford County property record for 405 Gresham Ct, Bel Air, MD 21014 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	2,132 sqft Total Area
Lot Size	10,367 sqft (0.238 acres)
Garage	Mixed, 192 sqft
Occupancy	Owner Occupied
Last Sale	$184,000 (2001)
Tax Bill	$4,137.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-231437`
Alternative APNs	`3231437` `231437`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,132 sqft Total Area
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	10,367 sqft (0.238 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	192 sqft Garage
Patio Area	240 sqft Patio
Porch Area	112 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	231437
Street Address	405 GRESHAM CT
City	BEL AIR
State	MD
Zip	21014-2249
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 43 .238 AC 405 GRESHAM COURT BIRCHWOOD MANOR PT 59/80
Legal Subdivision	BIRCHWOOD MANOR PH 01
Legal Lot Number	43
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	1
Census Block	1000
Census Tract	303206

Owner

Source: Harford County records · APN 03-231437

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 GRESHAM CT, BEL AIR, MD 21014-2249
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2001 · Amount on Record
Deed Sale	Jan 18, 2001 · Amount on Record
Prior Sale	Sep 06, 2000 · Amount on Record
Deed Doc Number	20011538
Deed Book / Page	3418 / 110
Record Refreshed	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	405 GRESHAM CT, BEL AIR, MD 21014-2249
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159040437
Date	May 16, 2023
Book Page	15904/437

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Apr 14, 2030

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,800 (+13.05%)	$436,000 (+9.91%) Land $102,600 Building $333,400
2025	$4,137.00 (+9.91%) Homeowner's exemption
2023		$362,500	$396,700 Land $102,600 Building $294,100
2022	$3,764.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.