406 Gray St, Edgefield, SC 29824 Property Records

Edgefield County property record for 406 Gray St, Edgefield, SC 29824

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,438 sqft · built 1930
Lot Size	4.72 acres (205,603 sqft)
Owner	2 Individuals on Record
Last Sale	$350,000 (Mar 2025)
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`137-03-01-005-000`

Property Details

APN / Parcel Number

Primary APN	`137-03-01-005-000`
Alternative APNs	`1370301005` `8710`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	2,438 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	205,603 sqft (4.72 acres)
Storage Building	Storage Building
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 GRAY ST
City	EDGEFIELD
State	SC
Zip	29824-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAL PROPERTY; GRAY ST; PLAT-BOOK: 18 & PLAT-PAGE: 72
Jurisdiction	EDGEFIELD SC
Township / Civil Division	EDGEFIELD
Census Block Group	2
Census Block	2032
Census Tract	970204

Owner

Source: Edgefield County assessment roll, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	406 GRAY ST, EDGEFIELD, SC 29824-1130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit SRP FCU
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit SRP FCU
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit SRP FCU
Mar 12, 2019	Grant Deed, Transfer · Conventional with PMI YANCEY W III & JOANNA T SCARBOROUGH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	2025962
Deed Book / Page	2185 / 129
Prior Transfer Date	Sep 16, 2009
Prior Transfer Doc	1253/0323
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Recording Date	Jul 8, 2026
Property Address	406 GRAY ST, EDGEFIELD, SC 29824-1130
Document Number	0000002706
Book / Page	2311 / 228
Instrument Date	Jul 1, 2026
Instrument	20262706
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	220 TITLE, 20/20 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GRAY ST, EDGEFIELD, SC 29824-1130

Mortgage

Document Number	0000002706,
Date	Jul 8, 2026
Book Page	2311/228
Instrument	20262706

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	406 GRAY ST, EDGEFIELD, SC 29824-1130
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02053/0243
Date	Jun 26, 2023
Book Page	2053/243
Instrument	2023-2201

Lender

Name	SRP FCU
Type	Credit Union
Address	NORTH AUGUSTA, SC 29861

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	406 GRAY ST, EDGEFIELD, SC 29824-1130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1813/0242
Date	Jul 16, 2020
Book Page	1813/242
Instrument	202000002390

Lender

Name	SRP FCU
Type	Credit Union
Address	NORTH AUGUSTA, SC 29861

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	406 GRAY ST, EDGEFIELD, SC 29824-1130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1784/0006
Date	Feb 13, 2020
Book Page	1784/006
Instrument	202000000500

Lender

Name	SRP FCU
Type	Credit Union
Address	NORTH AUGUSTA, SC 29861

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Mar 12, 2019
Property Address	406 GRAY ST, EDGEFIELD, SC 29824-1130
Document Number	1725/0248
Book / Page	001725 / 000248
Instrument Date	Feb 28, 2019
Instrument	913
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 GRAY ST EDGEFIELD SC 298241130, EDGEFIELD, SC 29824-1130

Mortgage

Document Number	1725/0251
Date	Mar 12, 2019
Book Page	001725/000251
Instrument	914

Lender

Name	YANCEY W III & JOANNA T SCARBOROUGH

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Edgefield County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Edgefield County
Municipality	Edgefield Town
Unified School District	Edgefield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$166,788 (-) Land $35,400 Building $131,388
2025	$1,134.00 (+15.36%)	$6,670 (+10.98%) Land $1,410 Building $5,260	$166,788 (+11.03%) Land $35,400 Building $131,388
2024	$983.00 (+1.24%)
2023	$971.00	$6,010 Land $750 Building $5,260	$150,213 Land $18,825 Building $131,388

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEFIELD CO W&SA (1920001) serves 29,200 people · EPA ID SC1920001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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