320 Gray St, Edgefield, SC 29824 Property Records

Edgefield County property record for 320 Gray St, Edgefield, SC 29824

Property Summary

Property Type	Vacant Land
Details	1 bd · 1.5 ba · 1,827 sqft · built 1940
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2025)
Tax Bill	$64 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137-03-01-009-000`

Property Details

APN / Parcel Number

Primary APN	`137-03-01-009-000`
Alternative APNs	`1370301009` `10570`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,827 sqft Total Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 GRAY ST
City	EDGEFIELD
State	SC
Zip	29824-1128
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TRACT A
Legal Tract	A
Jurisdiction	EDGEFIELD SC
Township / Civil Division	EDGEFIELD
Census Block Group	2
Census Block	2032
Census Tract	970204

Owner

Source: Edgefield County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 GRAY ST, EDGEFIELD, SC 29824-1130
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 10, 2025	Deed, Transfer · Line of Credit ASSURANCE FINANCIAL GROUP LLC
Jun 29, 2023	Deed, Transfer
Jun 29, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	2025962
Deed Book / Page	2185 / 129
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Recording Date	Jul 8, 2026
Property Address	320 GRAY ST, EDGEFIELD, SC 29824-1128
Document Number	0000002706
Book / Page	2311 / 228
Instrument Date	Jul 1, 2026
Instrument	20262706
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	220 TITLE, 20/20 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GRAY ST, EDGEFIELD, SC 29824-1130

Mortgage

Document Number	0000002706,
Date	Jul 8, 2026
Book Page	2311/228
Instrument	20262706

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Mar 10, 2025
Property Address	320 GRAY ST, EDGEFIELD, SC 29824-1128
Document Number	02185/0129
Book / Page	2185 / 129
Map Reference	MB 2054 PG 225
Instrument Date	Mar 5, 2025
Instrument	2025-0962
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 GRAY ST, EDGEFIELD, SC 29824-1130

Mortgage

Document Number	0002025963
Date	Mar 10, 2025
Instrument	2025-963

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Jun 29, 2023
Property Address	320 GRAY ST, EDGEFIELD, SC 29824-1128
Document Number	02054/0226
Book / Page	2054 / 226
Map Reference	MB 2054 PG 225
Instrument Date	Jun 27, 2023
Instrument	2023-2277
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	290 QUIET WATER LN, ATLANTA, GA 30350-3720

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Jun 29, 2023
Property Address	320 GRAY ST, EDGEFIELD, SC 29824-1128
Document Number	02054/0216
Book / Page	2054 / 216
Map Reference	MB 19 PG 31
Instrument Date	Jun 27, 2023
Instrument	2023-2274
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Tax	$104.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 GRAY ST, EDGEFIELD, SC 29824-1130

Tax Assessment & Valuation

Source: Edgefield County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Edgefield County
Municipality	Edgefield Town
Unified School District	Edgefield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$20,000 (-) Land $20,000
2025	$64.00 (-83.38%)	$800 (-62.79%) Land $800	$20,000 (-44.29%) Land $20,000
2024	$385.00 (-61.58%)
2023	$1,002.00 (-0.69%)	$2,150 (-) Land $1,540 Building $610	$35,902 (-) Land $25,678 Building $10,224
2022	$1,009.00	$2,150 Land $1,540 Building $610	$35,902 Land $25,678 Building $10,224

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEFIELD CO W&SA (1920001) serves 29,200 people · EPA ID SC1920001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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