Rowan County property record for 406 Grace St, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2025 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jan 2026) |
| Tax Bill | $1,940 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008 172 |
| Primary APN | 008 172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 10 ft deep x 5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 406 GRACE ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-5230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 50400 |
406 Grace St is owned and occupied by an individual who bought it in January 2026.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 GRACE ST, SALISBURY, NC 28144-5230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on File |
| Deed Sale | Jan 27, 2026 · Amount on File |
| Prior Sale | Apr 17, 2025 · Amount on File |
| Deed Book / Page | 1476 / 536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 27, 2026 |
| Property Address | 406 GRACE ST, SALISBURY, NC 28144-5230 |
| Document Number | 0014760536 |
| Book / Page | 1476 / 536 |
| Instrument Date | Jan 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 LAUREN GLEN DR, CHINA GROVE, NC 28023-9399 |
| Name | Verified Name |
|---|---|
| Address | 406 GRACE ST, SALISBURY, NC 28144-5230 |
| Document Number | 0001476537 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 1476/537 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2026 property tax bill for 406 Grace St was $1,940, up 1,427.6% from the year before.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,940.00 (+1,427.56%) | $162,224 (+1,421.8%) Land $10,660 Building $151,564 | $162,224 Land $10,660 Building $151,564 |
| 2025 | $127.00 | $10,660 Land $10,660 | |
| 2023 | $127.00 | $10,660 Land $10,660 | $10,660 Land $10,660 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 406 Grace St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Grace St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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