Rowan County property record for 401 Grace St, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,106 sqft · built 1958 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (May 2022) |
| Tax Bill | $1,044 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008 190 |
| Primary APN | 008 190 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,106 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 10 ft deep x 4.4 ft wide |
| Porch | Porch |
| Porch Area | 183 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 401 GRACE ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-5229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT L1 S. F. LORD |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 50400 |
Source: Rowan County records · APN 008 190
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8321 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0940 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING |
| May 25, 2022 | Warranty Deed, Transfer LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| May 23, 2022 | Warranty Deed, Transfer |
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage K&K INVS |
| May 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on Record |
| Deed Sale | May 25, 2022 · Amount on Record |
| Prior Sale | May 23, 2022 · Amount on Record |
| Deed Book / Page | 1402 / 721 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 06, 2026 |
| Property Address | 401 GRACE ST, SALISBURY, NC 28144-5229 |
| Document Number | 1480000491 |
| Book / Page | 1480 / 491 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 401 GRACE ST, SALISBURY, NC 28144-5229 |
| Document Number | 1480000491, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 1480/491 |
| Name | AMERICAN HERITAGE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 25, 2022 |
| Property Address | 401 GRACE ST, SALISBURY, NC 28144-5229 |
| Document Number | 0014020721 |
| Book / Page | 1402 / 721 |
| Instrument Date | May 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2022 |
| Title Company | LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $138.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 GILEAD RD UNIT 2142, 400, HUNTERSVILLE, NC 28070-6891 |
| Name | Verified Name |
|---|---|
| Address | 401 GRACE ST, SALISBURY, NC 28144-5229 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 23, 2022 |
| Property Address | 401 GRACE ST, SALISBURY, NC 28144-5229 |
| Document Number | 0014020557 |
| Book / Page | 1402 / 557 |
| Instrument Date | May 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $58.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12908 MCCAHAN LN, 12908, HUNTERSVILLE, NC 28078-7754 |
| Name | Verified Name |
|---|---|
| Address | 400 GILEAD RD UNIT 2142, 2142, HUNTERSVILLE, NC 28070-6891 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 401 GRACE ST, SALISBURY, NC 28144-5229 |
| Document Number | 0013410290 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 GRACE ST SALISBURY NC 281445229, SALISBURY, NC 28144-5229 |
| Document Number | 0013410290 |
|---|---|
| Date | Jan 08, 2020 |
| Book Page | 001341/000290 |
| Name | K&K INVS |
|---|---|
| Type | MERS |
| Address | HARRISBURG, NC 28075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 15, 2019 |
| Property Address | 401 GRACE ST, SALISBURY, NC 28144-5229 |
| Document Number | 0013270742 |
| Book / Page | 001327 / 000742 |
| Instrument Date | May 03, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12908 MCCAHAN LN HUNTERSVILLE NC 280787754, HUNTERSVILLE, NC 28078-7754 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,044.00 (-7.36%) | $87,322 (-7.35%) Land $9,381 Building $77,941 | |
| 2023 | $1,127.00 | $94,247 Land $9,381 Building $84,866 | $87,322 Land $9,381 Building $77,941 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 293 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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