406 Front St, McHenry, IL 60050 Property Records

McHenry County property record for 406 Front St, McHenry, IL 60050 · Last verified May 2024

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 2005
Square Footage	23,006 sqft Total Area
Lot Size	2.91 acres
Last Sale	$2,000,000 (2020)

Property Details

APN / Parcel Number

Primary APN	`09-35-302-035`

Interior

Building Area	23,006 sqft Total Area
1st Floor	12,831 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 2005
Exterior Material	Stone Exterior
Construction Type	Frame Construction
Lot Area	126,779 sqft
Porch	Open Porch
Porch Area	433 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	406 FRONT ST
City	MCHENRY
State	IL
Zip	60050-5593
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	DOC 2020R0018581 LTS 2 & 3 VERONICA ESTATES & LT 3 ALTHOFF SOUTH FRONT SUB
Legal Subdivision	ALTHOFF SOUTH FRONT
Legal Lot Number	2-3 3
Jurisdiction	MCHENRY IL
Minor Civil Division	MCHENRY
Census Blockgroup	2
Census Block	2013
Census Tract	870606

Owner

Source: McHenry County records · APN 09-35-302-035

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1111 E TOUHY AVE STE 230, 230, DES PLAINES, IL 60018-5830
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Jul 17, 2008
Deed Doc Number	2020R0018581
Record Refreshed	Jun 07, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 27, 2020
Property Address	406 FRONT ST, MCHENRY, IL 60050-5593
Document Number	0000018581
Instrument Date	May 21, 2020
Instrument	18581
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 E TOUHY AVE #230 DES PLAINES IL 600185830, 230, DES PLAINES, IL 60018-5830

Mortgage

Document Number	18582
Date	May 27, 2020
Instrument	18582

Lender

Name	ROYAL NEIGHBORS/AMERICA
Type	Funding / Finance Company
Address	230 16TH ST, ROCK ISLAND, IL 61201-8608

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 26, 2030

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$988,749 Land $244,699 Building $744,050	$2,966,247 Land $734,097 Building $2,232,150

Flood & Wildfire

406 Front St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · McHenry County (17111C), updated February 28, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.