305 Front St, McHenry, IL 60050 Property Records

McHenry County property record for 305 Front St, McHenry, IL 60050

Property Summary

Property Type	Commercial
Details	8,159 sqft · built 2014
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Mar 2009)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-35-351-001`

Property Details

APN / Parcel Number

Primary APN	`09-35-351-001`

Interior

Building Area	8,159 sqft Total Area

Exterior

Year Built	Built 2014
Exterior Material	Other
Lot Area	130,680 sqft (3 acres)
Storage Building	5,229 sqft

Location & Zoning

Street Address	305 FRONT ST
City	MCHENRY
State	IL
Zip	60050-5504
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2009R0014865 N 195.5FT SW1/4 SW1/4 LYING W OF RT 31
Legal Range	08E
Legal Township	45N
Legal Section	35
Legal Block	351
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2021
Census Tract	870606

Owner

Source: McHenry County records · APN 09-35-351-001

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 810, WAYNE, IL 60184-0810
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2009 · Amount on Record
Deed Sale	Mar 25, 2009 · Amount on Record
Prior Sale	Mar 25, 2009 · Amount on Record
Deed Document Number	2009R0014865
Record Updated	Jun 07, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	305 FRONT ST, MCHENRY, IL 60050-5504
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025726
Date	Jul 20, 2022
Instrument	2022R0025726

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2022	$606,947 Land $159,187 Building $447,760	$1,820,841 Land $477,561 Building $1,343,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 202 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MCHENRY serves 22,335 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.