406 Edgemere Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 406 Edgemere Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,002 sqft · built 1967
Lot Size0.268 acres (11,662 sqft)
Owner2 Company Names on Record
Last Sale$585,000 (Dec 2025)
Tax Bill$5,172 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-412-06414805

Property Details

APN / Parcel Number

Primary APN02-412-06414805
Alternative APNs
  • 2-412-06414805
  • 41206414805

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,002 sqft Living Area
1st Floor Area1,014 sqft
Basement Area988 sqft
Finished Basement988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,662 sqft (0.268 acres)
Deck Area239 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number41206414805
Street Address406 EDGEMERE DR
CityANNAPOLIS
StateMD
Zip21403-3917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 16 BK H SC 2 PL 1 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockH
Legal Lot Number16
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1005
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address406 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Jun 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST WASHINGTON MORTGAGE
Jun 30, 2021Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Feb 5, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST WASHINGTON MORTGAGE
Aug 7, 2017Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025 · Amount on Record
Deed SaleDec 1, 2025 · Amount on Record
Prior SaleJun 30, 2021 · Amount on Record
Deed Book / Page41873 / 223
Prior Transfer DateOct 29, 2019
Prior Transfer Doc0341590091
Record UpdatedOct 29, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateDec 1, 2025
Property Address406 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
Document Number0418730223
Book / Page41873 / 223
Map ReferenceMB 23 FO 36
Instrument DateAug 29, 2025
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyCLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 EDGEMERE DR, ANNAPOLIS, MD 21403-3917

Mortgage

Document Number0418730230
DateDec 1, 2025
Book Page41873/230
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 1, 2055

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address406 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0370050142
DateJun 17, 2021
Book Page37005/142
Lender
NameFIRST WASHINGTON MORTGAGE
TypeMortgage Company
AddressWASHINGTON, DC 20007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term168 Months
DueJun 1, 2035

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 30, 2021
Property Address406 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
Document Number0370890471
Book / Page37089 / 471
Map ReferenceMB 23 FO 36
Instrument DateJun 15, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address406 EDGEMERE DR, ANNAPOLIS, MD 21403-3917

Mortgage

Document Number0037089479
DateJun 30, 2021
Instrument37089/479
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateFeb 5, 2020
Property Address406 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
Document Number0341590091
Book / Page34159 / 091
Map ReferenceMB 23 FO 36
Instrument DateOct 29, 2019
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034159096
DateFeb 5, 2020
Instrument34159/096
Lender
NameFIRST WASHINGTON MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term237 Months
DueNov 1, 2039

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address406 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
Document Number0312660205
Book / Page031266 / 000205
Instrument DateAug 7, 2017
Transaction TypeMortgage
Record UpdatedOct 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 EDGEMERE DR ANNAPOLIS MD 214033917, ANNAPOLIS, MD 21403-3917

Mortgage

Document Number0312660205
DateAug 18, 2017
Book Page031266/000205
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 17, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,700 (+7.85%) Land $236,300 Building $249,400$485,700 (-) Land $236,300 Building $249,400
2025$5,172.00 (+2.99%) Homeowner's exemption$450,333 (+18.63%)$485,700 (+27.95%) Land $236,300 Building $249,400
2024$5,022.00 (+21.16%)
2023$4,145.00 Homeowner's exemption$379,600 Land $236,300 Building $143,300$379,600 Land $236,300 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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