Anne Arundel County property record for 403 Edgemere Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,373 sqft · built 1985 |
| Lot Size | 0.264 acres (11,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $394,000 (Mar 2014) |
| Tax Bill | $4,950 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-90042684 |
| Primary APN | 02-412-90042684 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,373 sqft Living Area |
| Gross Area | 1,613 sqft |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 373 sqft |
| Finished Basement | 373 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,480 sqft (0.264 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 128 sqft |
|---|---|
| Patio Area | 191 sqft |
| Shed | 1 Shed |
| Shed Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 41290042684 |
|---|---|
| Street Address | 403 EDGEMERE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 41 BK P SC 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | P |
| Legal Lot Number | 41 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 702602 |
403 Edgemere Dr is owned and occupied by two individuals who bought it in March 2014.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 EDGEMERE DR, ANNAPOLIS, MD 21403-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2014 · Amount on File |
| Deed Sale | Mar 5, 2014 · Amount on File |
| Prior Sale | Sep 7, 1989 · Amount on File |
| Deed Book / Page | 27093 / 45 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 403 EDGEMERE DR, ANNAPOLIS, MD 21403-3916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VELOCITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0353890418 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 35389/418 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 403 Edgemere Dr was $4,950 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,300 Land $242,400 Building $187,900 | $430,300 Land $242,400 Building $187,900 | |
| 2025 | $4,950.00 | ||
| 2023 | $3,984.00 Homeowner's exemption | $397,100 Land $242,400 Building $154,700 | $397,100 Land $242,400 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Edgemere Dr in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Edgemere Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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