Mason County property record for 406 E Stray St, Ludington, MI 49431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 2023 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Jun 2025) |
| Tax Bill | $1,674 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-205-029-00 |
| Primary APN | 051-205-029-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,615 sqft Living Area |
| 1st Floor Area | 1,615 sqft |
| Basement Area | 1,615 sqft |
| Unfinished Basement | 1,615 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 406 E STRAY ST |
|---|---|
| City | LUDINGTON |
| State | MI |
| Zip | 49431-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TINKHAM'S SUBDIVISION OF TINKHAM'S ADDITION LOT 10 & N 1/2 OF LOT 9 BLOCK 10. |
| Legal Subdivision | TINKHAMS ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 9-10 |
| Jurisdiction | MASON MI |
| Township / Civil Division | LUDINGTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 950400 |
Source: Mason County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3095 PADDOCK, MOUNT PLEASANT, MI 48858-9350 |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on Record |
| Deed Sale | Jun 6, 2025 · Amount on Record |
| Prior Sale | Oct 18, 1999 · Amount on Record |
| Deed Document Number | 20252745 |
| Record Updated | Sep 20, 2026 |
Source: Mason County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| Municipality | Ludington City |
| Unified School District | Ludington Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,800 (+393.22%) | $465,600 (+393.22%) | |
| 2024 | $1,674.00 | ||
| 2023 | $47,200 Land $47,200 | $94,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDINGTON serves 8,184 people · EPA ID MI0003960 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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