Mason County property record for 202 E Stray St, Ludington, MI 49431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 979 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $66,000 (Mar 2018) |
| Tax Bill | $2,346 (2024) |
| Deeds & Mortgages | Apr 2023 Transfer May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-200-017-00 |
| Primary APN | 051-200-017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 979 sqft Living Area |
| 1st Floor Area | 979 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 304 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 202 E STRAY ST |
|---|---|
| City | LUDINGTON |
| State | MI |
| Zip | 49431-1770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TINKHAM'S ADDITION E 1/2 OF LOT 5 BLOCK 12. |
| Legal Subdivision | TINKHAMS ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 5 |
| Jurisdiction | MASON MI |
| Township / Civil Division | LUDINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950400 |
Source: Mason County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5293 W MONROE RD, PENTWATER, MI 49449-9553 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit SAFE HARBOR CU |
| Mar 2, 2018 | Warranty Deed, Transfer |
| Jan 4, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on File |
| Deed Sale | Mar 2, 2018 · Amount on File |
| Prior Sale | Jan 4, 2017 · Amount on File |
| Deed Document Number | 2018899 |
| Last Transfer Date | Apr 18, 2023 |
| Transfer Doc | 2023R01971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASON MI |
| Recording Date | Apr 20, 2023 |
| Property Address | 202 E STRAY ST, LUDINGTON, MI 49431-1770 |
| Document Number | 2023R01971 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023R01971 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5293 W MONROE RD, PENTWATER, MI 49449-9553 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON MI |
| Property Address | 202 E STRAY ST, LUDINGTON, MI 49431-1770 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2017R02874 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 2017R02874 |
| Name | SAFE HARBOR CU |
|---|---|
| Type | Credit Union |
| Address | LUDINGTON, MI 49431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 14, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MASON MI |
| Recording Date | Mar 2, 2018 |
| Property Address | 202 E STRAY ST, LUDINGTON, MI 49431-1770 |
| Document Number | 0201800899 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 201800899 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5012 S WATER RD, NEW ERA, MI 49446-9702 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MASON MI |
| Recording Date | Jan 4, 2017 |
| Property Address | 202 E STRAY ST, LUDINGTON, MI 49431-1770 |
| Document Number | 2017R00052 |
| Instrument Date | Nov 18, 2016 |
| Instrument | 2017R00052 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $348.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441 |
| Name | Verified Name |
|---|---|
| Address | 202 E STRAY ST, LUDINGTON, MI 49431-1770 |
Source: Mason County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| Municipality | Ludington City |
| Unified School District | Ludington Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,700 (+4.85%) | $125,400 (+4.85%) | |
| 2025 | $59,800 (+25.1%) Land $59,800 | $119,600 (+25.1%) | |
| 2024 | $2,346.00 | ||
| 2023 | $47,800 Land $47,800 | $95,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDINGTON serves 8,184 people · EPA ID MI0003960 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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