406 E St NW, Ardmore, OK 73401 Property Records

Carter County property record for 406 E St NW, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 2025)
Tax Bill	$853 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Nov 2015 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0010-00-234-002-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-234-002-0-002-00`
Alternative APN	`2290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2024
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Porch	Slab
Porch Area	224 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2290
Street Address	406 E ST NW
City	ARDMORE
State	OK
Zip	73401-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 234 PT LOT 2 BEG NW/C; SLY 48; ELY 57; SELY 23; ELY 33.5; NLY 7.8; ELY TO E LINE OF LOT 2; NLY TO NE
Legal Range	02E
Legal Township	04S
Legal Section	30
Legal Subdivision	ARDMORE CITY
Legal Block	234
Legal Lot Number	2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	4
Census Block	4002
Census Tract	892900

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E ST NW, ARDMORE, OK 73401-4202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Nov 24, 2015	Quit Claim Deed, Transfer Quitclaim
Nov 24, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Apr 4, 2022
Deed Document Number	20253218
Deed Book / Page	7675 / 257
Prior Transfer Date	Nov 23, 2015
Prior Transfer Doc	006168/225
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 28, 2025
Property Address	406 E ST NW, ARDMORE, OK 73401-4202
Document Number	007675/257
Book / Page	7675 / 257
Instrument Date	Mar 26, 2025
Instrument	I-2025-003218
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 E ST NW, ARDMORE, OK 73401-4202

Mortgage

Document Number	I2025003219
Date	Mar 28, 2025
Instrument	I-2025-003219

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

November 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Nov 24, 2015
Property Address	406 E ST NW, ARDMORE, OK 73401-4202
Document Number	006168/225
Book / Page	6168 / 225
Instrument Date	Nov 23, 2015
Instrument	2015-013825
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19989 CROWSON RD, MADILL, OK 73446-9646
Investor	Possibly a Property Investor

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 24, 2015
Property Address	406 E ST NW, ARDMORE, OK 73401-4202
Document Number	006168/223
Book / Page	6168 / 223
Instrument Date	Nov 23, 2015
Instrument	2015-013824
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$37.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19989 CROWSON RD, MADILL, OK 73446-9646
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,600 (+152.69%) Land $900 Building $20,700	$180,000 (+42.36%) Land $7,500 Building $172,500
2025	$853.00 (+2.77%)	$8,548 (+1.76%) Land $900 Building $7,648	$126,436 (+80.62%) Land $7,500 Building $118,936
2023	$830.00	$8,400 Land $900 Building $7,500	$70,000 Land $7,500 Building $62,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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