405 E St NW, Ardmore, OK 73401 Property Records

Carter County property record for 405 E St NW, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1950
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2022)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0010-00-235-002-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-235-002-0-001-00`
Alternative APN	`2300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Mixed
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2300
Street Address	405 E ST NW
City	ARDMORE
State	OK
Zip	73401-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 235 (NOAH CISCOS RESUB) LOT 2 (IRREGULAR)
Legal Range	02E
Legal Township	04S
Legal Section	30
Legal Subdivision	ARDMORE CITY
Legal Block	235
Legal Lot Number	2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3015
Census Tract	893100

Owner

Source: Carter County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E NW ST, ARDMORE, OK 73401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Apr 26, 2021	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	2022884
Deed Book / Page	7171 / 155
Prior Transfer Date	Oct 4, 2013
Prior Transfer Doc	5779000041
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 25, 2022
Property Address	405 E ST NW, ARDMORE, OK 73401-4201
Document Number	007171/155
Book / Page	7171 / 155
Instrument Date	Jan 20, 2022
Instrument	I-2022-000884
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NORTH DR # E, E, ARDMORE, OK 73401

Mortgage

Document Number	I2022000885
Date	Jan 25, 2022
Instrument	I-2022-000885

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Apr 26, 2021
Property Address	405 E ST NW, ARDMORE, OK 73401-4201
Document Number	7031/110
Book / Page	7031 / 110
Instrument Date	Apr 23, 2021
Instrument	2021-004318
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 BROCK RD, ARDMORE, OK 73401-7395

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,477 (+1.86%) Land $900 Building $23,577	$203,979 (+1.87%) Land $7,500 Building $196,479
2025	$2,398.00 (-0.04%)	$24,029 (-2.57%) Land $900 Building $23,129	$200,240 (-6.16%) Land $7,500 Building $192,740
2024	$2,399.00 (+3.36%)	$24,662 (+5%) Land $900 Building $23,762	$213,382 (+9.02%) Land $7,500 Building $205,882
2023	$2,321.00	$23,487 Land $900 Building $22,587	$195,728 Land $7,500 Building $188,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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