406 E Pearl St, Harrisonville, MO 64701 Property Records

Cass County property record for 406 E Pearl St, Harrisonville, MO 64701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,140 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Mar 2018)
Tax Bill	$6,995 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-41-103-000-086.000`

Property Details

APN / Parcel Number

Primary APN	`13-21-41-103-000-086.000`
Alternative APN	`0881300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Basement Area	2,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	0881300
Street Address	406 E PEARL ST
City	HARRISONVILLE
State	MO
Zip	64701-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN LOT 120 & E14' LOT 121 BLK 42
Legal Subdivision	ORIG TOWN H'VILLE
Legal Block	42
Legal Lot Number	120
Jurisdiction	CASS MO
Township / Civil Division	GRAND RIVER
Census Block Group	3
Census Block	3049
Census Tract	60904

Owner

406 E Pearl St is owned and occupied by an individual who bought it in March 2018.

Source: Cass County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	406 E PEARL ST, HARRISONVILLE, MO 64701-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit MAZUMA CU
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Deed Document Number	4230/044
Deed Book / Page	4230 / 044
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	406 E PEARL ST, HARRISONVILLE, MO 64701-1802
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004793/16
Date	Dec 13, 2021
Book Page	4793/16
Instrument	706912

Lender

Name	MAZUMA CU
Type	Credit Union
Address	OVERLAND PARK, KS 66223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	406 E PEARL ST, HARRISONVILLE, MO 64701-1802
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E PEARL ST, HARRISONVILLE, MO 64701-1802

Mortgage

Document Number	4610/14
Date	Dec 22, 2020
Book Page	4610/14
Instrument	680471

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	406 E PEARL ST, HARRISONVILLE, MO 64701-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4191/077
Date	Nov 13, 2017
Book Page	4191/077
Instrument	616635

Lender

Name	HAWTHORN BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	233 Months
Due	Apr 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Mar 26, 2018
Property Address	406 E PEARL ST, HARRISONVILLE, MO 64701-1802
Document Number	4230/044
Book / Page	4230 / 044
Instrument Date	Mar 16, 2018
Instrument	623089
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CLT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E PEARL ST, HARRISONVILLE, MO 64701-1802

Mortgage

Document Number	623213
Date	Mar 26, 2018
Instrument	623213

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Pearl St was $6,995.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Harrisonville City
Unified School District	Harrisonville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,995.00	$36,820 Land $3,010 Building $33,810	$193,810 Land $15,860 Building $177,950
2023	$2,198.00 (+3,896.36%)	$32,750 (+11.93%) Land $2,740 Building $30,010	$172,390 Land $14,420 Building $157,970
2022	$55.00	$29,260 Land $2,740 Building $26,520
2021			$153,990 Land $14,420 Building $139,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 E Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISONVILLE PWS serves 10,250 people · EPA ID MO1010349
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Verizon.

Nearby Properties on E Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures