405 E Pearl St, Harrisonville, MO 64701 Property Records

Cass County property record for 405 E Pearl St, Harrisonville, MO 64701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,210 sqft · built 1945
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2020)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-21-41-103-000-092.000`

Property Details

APN / Parcel Number

Primary APN	`13-21-41-103-000-092.000`
Alternative APN	`880800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Basement Area	1,210 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	99 ft deep x 62 ft wide
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	880800
Street Address	405 E PEARL ST
City	HARRISONVILLE
State	MO
Zip	64701-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN E63' N2 LOT 114 BLK 40
Legal Subdivision	ORIG TOWN H'VILLE
Legal Block	40
Legal Lot Number	114
Jurisdiction	CASS MO
Township / Civil Division	GRAND RIVER
Census Block Group	3
Census Block	3048
Census Tract	60904

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	26000 S SUMMIT RD, HARRISONVILLE, MO 64701-3967
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jun 30, 2020	Personal Representative Deed, Transfer CONTINENTAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	667788
Deed Book / Page	4518 / 30
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	405 E PEARL ST, HARRISONVILLE, MO 64701-1801
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26000 S SUMMIT RD, HARRISONVILLE, MO 64701-3967

Mortgage

Document Number	0004640/29
Date	Feb 18, 2021
Book Page	4640/29
Instrument	684687

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CASS MO
Recording Date	Jun 30, 2020
Property Address	405 E PEARL ST, HARRISONVILLE, MO 64701-1801
Document Number	0004518/30
Book / Page	4518 / 30
Instrument Date	Jun 18, 2020
Instrument	667788
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26000 S SUMMIT RD, HARRISONVILLE, MO 64701-3967

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Harrisonville City
Unified School District	Harrisonville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,036.00 (+221.95%)	$15,980 (+13.66%) Land $1,930 Building $14,050	$84,110 (+13.68%) Land $10,150 Building $73,960
2023	$943.00 (+4,%)	$14,060 (+14.4%) Land $1,750 Building $12,310	$73,990 (+14.39%) Land $9,220 Building $64,770
2022	$23.00	$12,290 Land $1,750 Building $10,540
2021			$64,680 Land $9,220 Building $55,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISONVILLE PWS serves 10,250 people · EPA ID MO1010349
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Verizon.

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