406 E Neal St, Carthage, TX 75633 Property Records

Panola County property record for 406 E Neal St, Carthage, TX 75633

Property Summary

Property Type	Single Family Home
Details	1,586 sqft · built 1948
Lot Size	0.236 acres (10,276 sqft)
Owner	Individual Name on File
Tax Bill	$2,112 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2018 Mortgage
APN	`01425-02030-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01425-02030-00000-000000`
Alternative APN	`15400`

Interior

Building Area	1,586 sqft Total Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	10,276 sqft (0.236 acres)
Lot Dimensions	137 ft deep x 75 ft wide

Location & Zoning

Account Number	01425-02030-00000-000000
Street Address	406 E NEAL ST
City	CARTHAGE
State	TX
Zip	75633-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	92
Legal Description	BLK 426 LT 4 P-4
Legal Block	426
Legal Lot Number	4
Jurisdiction	PANOLA TX
Township / Civil Division	CARTHAGE
Census Block Group	2
Census Block	2037
Census Tract	950402

Owner

406 E Neal St is owned and occupied by an individual.

Source: Panola County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	406 E NEAL ST, CARTHAGE, TX 75633-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage PANOLA NATIONAL BANK
Apr 2, 2018	Deed of Trust, Mortgage PANOLA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	406 E NEAL ST, CARTHAGE, TX 75633-1714
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1983/187
Date	Aug 20, 2018
Book Page	1983/187
Instrument	211241

Lender

Name	PANOLA NATIONAL BANK
Type	Bank
Address	CARTHAGE, TX 75633

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 19, 2023

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	406 E NEAL ST, CARTHAGE, TX 75633-1714
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1958/163
Date	Apr 2, 2018
Book Page	1958/163
Instrument	207865

Lender

Name	PANOLA NATIONAL BANK
Type	Bank
Address	CARTHAGE, TX 75633

Agreement

Amount	Amount on Record
Term	5 Months
Due	Sep 29, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 406 E Neal St was $2,112 with a homeowner's exemption, up 601.7% from the year before.

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Carthage City
County	Panola County
Unified School District	Carthage Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,112.00 (+601.66%) Homeowner's exemption	$89,580 (-1.65%) Land $13,970 Building $75,610	$89,580 (-1.65%) Land $13,970 Building $75,610
2025	$301.00 Homeowner's exemption	$91,080 Land $13,970 Building $77,110	$91,080 Land $13,970 Building $77,110
2023		$77,380 Land $3,220 Building $74,160	$77,380 Land $3,220 Building $74,160
2022	$336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 406 E Neal St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E Neal St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARTHAGE serves 6,770 people · EPA ID TX1830001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment May 2020
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Neal St

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