405 E Neal St, Carthage, TX 75633 Property Records

Panola County property record for 405 E Neal St, Carthage, TX 75633

Property Summary

Property TypeSingle Family Home
Details1,736 sqft · built 1952
Lot Size0.399 acres (17,359 sqft)
Owner2 Individual Names on File
Tax Bill$2,317 (2026)
Deeds & MortgagesApr 2020 Line of Credit
APN01425-01900-00000-000000

Property Details

APN / Parcel Number

Primary APN01425-01900-00000-000000
Alternative APN
  • 5373

Interior

Building Area1,736 sqft Total Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area17,359 sqft (0.399 acres)
Lot Dimensions155 ft deep x 112 ft wide
Garage TypeAttached
Garage Area396 sqft

Location & Zoning

Account Number01425-01900-00000-000000
Street Address405 E NEAL ST
CityCARTHAGE
StateTX
Zip75633-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 424 E/2 LT 3 & LT 4 P-3
Legal SubdivisionMAGNOLIA HEIGHTS ADD
Legal Block424
Legal Lot Number3,4
JurisdictionPANOLA TX
Township / Civil DivisionCARTHAGE
Census Block Group2
Census Block2035
Census Tract950402

Owner

405 E Neal St is owned and occupied by two individuals.

Source: Panola County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address405 E NEAL ST, CARTHAGE, TX 75633-1713
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPANOLA TX
Property Address405 E NEAL ST, CARTHAGE, TX 75633-1713
Transaction TypeMortgage
Record UpdatedMay 28, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2074/598
DateApr 8, 2020
Book Page2074/598
Instrument224085
Lender
NameFIRST STATE BANK & TRUST CO
TypeBank
AddressCARTHAGE, TX 75633
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueApr 10, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 405 E Neal St was $2,317 with a homeowner's exemption.

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCarthage City
CountyPanola County
Unified School DistrictCarthage Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,317.00 Homeowner's exemption$98,300 (-) Land $20,860 Building $77,440$98,300 (-) Land $20,860 Building $77,440
2025$98,300 Land $20,860 Building $77,440$98,300 Land $20,860 Building $77,440
2023$75,190 Land $4,800 Building $70,390$75,190 Land $4,800 Building $70,390
2022$965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 405 E Neal St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Neal St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARTHAGE
serves 6,770 people · EPA ID TX1830001
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Total trihalomethanes
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Coliform assessment
May 2020
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Etex Telephone, Spectrum.

Nearby Properties on E Neal St

Nearby Streets

Search Property Records by Address or Parcel Number